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First seen by our source: 5 hours ago

Compliance Officer

@ Paycot

Ontario

Full-time
Apply now
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Overview

Paycot is hiring a Compliance Officer / MLRO to lead AML/ATF compliance for its Canadian payment infrastructure operations. The role oversees the AML/ATF program, FINTRAC reporting, and onboarding and transaction case reviews, including crypto payments. Experience with Canadian AML/ATF requirements and corporate due diligence is required.

Responsibilities:

  • Oversee AML/ATF program and policies
  • Manage FINTRAC reporting
  • Review escalated onboarding and transaction cases
  • Coordinate staff training and compliance reviews

Requirements summary:

  • AML/ATF compliance experience in payments or financial services
  • Strong knowledge of FINTRAC and PCMLTFA
  • Experience with customer due diligence and sanctions screening
  • Strong written and spoken English

Tools & skills

Source and dates

Source type not verified · apify-linkedin

Employer posting date
Not provided
First seen by our source
2026-11-14
Source record updated
2026-11-14

These dates describe the source record, not a live verification that the employer is still hiring. Check the original posting.

Job details

SeniorityMid level
DepartmentBusiness operations
Hours per week40 (estimated)
Work settingOffice
PositionMostly sitting
Physical demandsphysical low · computer high
LanguagesEnglish
Licences & certificationsCAMS

Summary and details written by AI from the posting; the employer’s posting is the authority.

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Job description

Compliance Officer / MLRO, Canada

Paycot is hiring a Compliance Officer / MLRO to lead compliance for its Canadian operations.

Paycot provides payment infrastructure for businesses, including crypto payment acceptance, payouts, fiat and crypto conversions, and OTC services. Our solutions are available through API integrations, embedded widgets, hosted payment pages, and white-label delivery.

We're looking for a compliance professional with practical knowledge of Canadian AML/ATF requirements. We're particularly interested in candidates who have worked with corporate clients, reviewed corporate and transaction documents, and investigated transaction monitoring alerts. Experience with crypto transactions would be a strong advantage.

The role will oversee our AML/ATF program, maintain policies and risk assessments, and manage applicable reporting to FINTRAC. You will review escalated onboarding and transaction cases, assess supporting documents and source of funds, and document compliance decisions.

You will also coordinate staff training and compliance program effectiveness reviews, support regulatory examinations, and work with management, legal, product, and operations teams to put regulatory requirements into practice.

What we're looking for:

- AML/ATF compliance experience in payments, fintech, an MSB, or another financial services business.

- Strong knowledge of FINTRAC requirements and the Proceeds of Crime (Money Laundering) and Terrorist Financing Act and associated regulations.

- Experience with customer due diligence, enhanced due diligence, sanctions screening, and ongoing monitoring.

- Ability to investigate suspicious activity, document findings, and make clear escalation and reporting decisions.

- Strong written and spoken English for regulatory correspondence, internal guidance, and professional communication.

Experience we particularly value:

- Corporate onboarding and KYB, including reviewing incorporation documents, ownership structures, beneficial owners, and business activities.

- Transaction monitoring involving corporate clients, including reviewing contracts, invoices, bank statements, and other evidence supporting the purpose of transactions and source of funds.

- Crypto transaction monitoring, wallet screening, blockchain analytics, and Travel Rule controls.

Previous experience as an appointed compliance officer or MLRO, a CAMS designation, and familiarity with the Retail Payment Activities Act would be an advantage.

To apply, submit your CV through this vacancy.

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