Posted 16 days ago
Credit Analyst
@ Bank of Montreal
Vaughan, Ontario
Overview
Bank of Montreal (BMO) is hiring a full-time Credit Analyst for its Diversified Industries commercial banking team. The role analyzes financial statements, cash flow and industry trends to assess creditworthiness, prepares credit recommendations, and monitors an assigned commercial client portfolio. The posted salary range is $70,000 to $150,000 per year, with a salaried pay type and a potential commission structure.
Responsibilities:
- Analyze financial statements and cash flow to assess creditworthiness
- Prepare credit applications and recommendations for financing requests
- Evaluate repayment capacity, collateral and risk factors
- Monitor an assigned commercial client portfolio
- Partner with Relationship Managers on customized financing
Requirements summary:
- 3-4 years of commercial credit or financial analysis experience
- Bachelor's degree in business, finance, accounting or economics
- Strong commercial lending and credit risk knowledge
- Proficiency with Microsoft Office and financial analysis tools
Tools & skills
Benefits mentioned
Source and dates
Employer career site / ATS feed · workday
- Employer posting date
- 2026-10-21
- First seen by our source
- 2026-10-22
- Source record updated
- 2026-11-05
These dates describe the source record, not a live verification that the employer is still hiring. Check the original posting.
Job details
| Seniority | Mid level |
| Department | Finance & accounting |
| Experience | 3+ years |
| Hours per week | 40 (estimated) |
| Work setting | Office |
| Position | Mostly sitting |
| Physical demands | physical low · computer high |
| Languages | English |
| Education | Bachelor’s degree (required) |
| Fields of study | Business Administration, Finance, Accounting, Economics |
| Perks mentioned | Retirement plan, Tuition support, Performance bonus |
Summary and details written by AI from the posting; the employer’s posting is the authority.
Bank of Montreal
Saved company profile
Historical company information from a saved The Jobs API profile (LinkedIn/Crunchbase fields). It is not live-verified; figures may have changed. Missing values remain unknown.
Full company description
We’re a bank, but there’s more to it than that. When you join BMO, it opens a world of opportunities. This is a team that's committed to helping you succeed – personally and professionally. Because at BMO, when you grow, we grow. You know your worth and so do we. That’s why we offer the right mix of learning programs, on-the-job experiences, and opportunities to build personal and professional connections – so you can build a meaningful career and thrive as a part of a winning culture. Sound like your kind of place? Then we should be co-workers.
- LinkedIn followers
- 529,147
- People associated on LinkedIn
- 59,168
- Reported office locations
- First Canadian Place, 100 King Street, Toronto, ON M5X 1A1, CA
- 111 W Monroe St, Chicago, IL 60603, US
- Business categories
- Wealth Management
- Finance
- Banking
- Financial Services
- Crowdfunding
- Other recorded names
- Bank of Montreal
- BMO
- Specialties
- Personal Banking
- Commercial Banking
- Wealth Management
- Capital Markets
- and Asset Management
- Profile identifies a recruitment agency
- No
- Reported total investment
- 8,114,072,573
Currency and observation date were not supplied; this is not a current valuation or a funding round.
We’re a bank, but there’s more to it than that. When you join BMO, it opens a world of opportunities. This is a team that's committed to helping you succeed – personally and professionally. Because at BMO, when you grow, we grow. You know your worth and so do we. That’s why we offer the right mix of learning programs, on-the-job experiences, and opportunities to build personal and professional connections – so…
| Field | Value |
|---|---|
| Industry | Financial Services |
| Company size | 10,001+ employees |
| Headquarters | Toronto, ON |
| Organization type | Public Company |
| Specialties | Personal BankingCommercial BankingWealth ManagementCapital Marketsand Asset Management |
| Open jobs on Jobsy | 966 |
| View page |
Application Deadline:
12/04/2026Address:
100 New Park PlaceJob Family Group:
Commercial Sales & ServiceCredit Analyst, Diversified Industries
Shape the Future of Commercial Banking
At BMO, we're driven by a shared purpose: Boldly Grow the Good in business and life. As a Credit Analyst, Diversified Industries, you'll play a critical role in helping businesses achieve their growth ambitions while supporting sound credit decisions that protect and strengthen our portfolio.
This is an exciting opportunity for a finance professional who enjoys analyzing complex financial information, building client relationships, and partnering with experienced Relationship Managers to deliver tailored banking solutions. You'll gain exposure to a diverse portfolio of commercial clients across multiple industries while developing expertise in credit structuring, risk management, and commercial lending.
What You'll Do
As a trusted partner to our Commercial Banking team, you will:
- Analyze financial statements, cash flow, industry trends, and business performance to assess creditworthiness and support lending decisions.
- Prepare comprehensive credit applications and recommendations for new, renewal, and extension financing requests.
- Evaluate repayment capacity, collateral adequacy, and risk factors using financial models and analytical tools.
- Monitor an assigned portfolio of commercial clients, identifying emerging risks and opportunities while ensuring compliance with Bank policies and regulatory requirements.
- Partner closely with Relationship Managers to structure customized financing solutions that meet client needs while aligning with BMO's risk appetite.
- Support client meetings, portfolio reviews, and ongoing relationship management activities.
- Identify opportunities to deepen client relationships through additional banking solutions and cross-functional partnerships.
- Contribute to business development initiatives aimed at growing market share and expanding client relationships.
- Maintain accurate portfolio information and leverage data-driven insights to support decision-making and portfolio performance.
- Apply sound judgment and risk management practices to protect the Bank while delivering exceptional client experiences.
What You'll Bring
- 3-4 years of experience in commercial credit, lending, financial analysis, corporate banking, or a related financial services environment.
- Bachelor's degree in Business Administration, Finance, Accounting, Economics, or a related field.
- Strong understanding of commercial lending principles, credit risk assessment, and financial statement analysis.
- Experience evaluating business performance, cash flow, debt servicing capacity, and loan structures.
- Excellent analytical and problem-solving skills with the ability to assess complex financial information and provide actionable recommendations.
- Strong communication and relationship-building abilities with a client-focused mindset.
- Ability to manage multiple priorities in a fast-paced, team-oriented environment.
- Proficiency with Microsoft Office applications and financial analysis tools.
Preferred Competencies
Advanced Skills
- Financial Analysis
- Credit Risk Assessment
- Data Analytics & Reporting
Core Strengths
- Portfolio Management
- Loan Structuring
- Regulatory Compliance
- Analytical Thinking
- Collaboration
- Attention to Detail
- Banking Operations
- Problem Solving
Why Join BMO?
At BMO, you'll have the opportunity to work alongside experienced commercial banking professionals, gain exposure to a diverse client portfolio, and build a rewarding career in one of Canada's leading financial institutions. We invest in our people through ongoing development, coaching, and opportunities for advancement, empowering you to make a meaningful impact for our clients, communities, and colleagues every day.
Ready to grow your career in Commercial Banking? Apply today and help our clients turn their ambitions into reality.
Salary:
$70,000.00 - $150,000.00Pay Type:
SalariedThe above represents BMO Financial Group’s pay range and type.
Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.
BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards
About Us
At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.
As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.
To find out more visit us at https://jobs.bmo.com/ca/en.
BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.
Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.
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