Apply now

Posted yesterday

Founding Credit Analyst

@ Grow Financial

Toronto, Ontario

Full-time
Apply now
SIGNALS

Overview

Grow Financial is hiring a Founding Credit Analyst in Toronto to underwrite SR&ED-backed loans to Canadian technology founders and help run its lending platform. The role covers financial statement analysis, portfolio monitoring, client contact and process automation, with equity and a path to CEO within five years. The posting states full-time work and compensation suited to an early-career role, without a stated salary.

Responsibilities:

  • Underwrite SR&ED loans and write credit recommendations
  • Maintain loan management system, CRM and automated workflows
  • Monitor draws, compliance, CRA refunds and repayments
  • Serve as day-to-day contact for founders and CFOs
  • Find and automate manual processes

Requirements summary:

  • Comfortable reading income statements and balance sheets
  • Tech-forward and quick to learn new tools
  • Accurate, process-driven, catches reconciliation issues
  • Clear communication with founders and CFOs
  • Entrepreneurial and motivated
  • Coding or no-code automation experience is an asset

Tools & skills

Source and dates

Source type not verified · apify-linkedin

Employer posting date
2026-11-12
First seen by our source
2026-11-14
Source record updated
2026-11-14

These dates describe the source record, not a live verification that the employer is still hiring. Check the original posting.

Job details

SeniorityEntry level
DepartmentFinance & accounting
Hours per week40 (estimated)
Travelair: none · ground: none
Work settingOffice
PositionMostly sitting
Physical demandsphysical low · computer high
LanguagesEnglish
Fields of studyCommerce, Finance, Engineering
Perks mentionedStock or equity, Paid training

Summary and details written by AI from the posting; the employer’s posting is the authority.

Grow Financial

FieldValue
Open jobs on Jobsy1
Job description

Company Description

Grow Financial lends to Canadian technology companies against their SR&ED tax credits, so founders can get cash months before CRA pays their refund. We provide $100K to $1M in non-dilutive financing to founder-led companies, mostly in software and hardware, and we run the business on our own tech platform. Our capital lets Canadian innovators keep hiring and building without giving up equity.

Role Description

Founding Credit Analyst · Toronto · Full-time

This is not a seat in a big bank’s analyst class. You’ll learn to underwrite SR&ED loans directly from the founder, help run the platform behind the business, and own client files from application to repayment. The role comes with equity and, for the right person, a real path to CEO within five years.

What you’ll do:

  • Underwrite SR&ED loans. Analyze financial statements, T2 returns, bank statements and SR&ED claims, and write clear credit recommendations.
  • Run the platform. Keep our loan management system, CRM and automated underwriting workflows accurate. You’ll work in Lovable, Supabase, n8n, Zoho and AI tools every day.
  • Monitor the portfolio. Track draws, compliance certificates, CRA refunds, lien registrations and repayments so nothing is missed.
  • Work with clients. Be the day-to-day contact for founders and CFOs: collect documents, answer questions and keep deals moving.
  • Improve how we work. Find manual steps and automate them.

What we offer:

  • Equity in the business
  • A real path to CEO within five years
  • Hands-on training in SR&ED lending from a founder with a long track record in Canadian SR&ED financing
  • Real responsibility from your first week, with exposure to credit, fund operations and fintech product
  • Compensation suited to an early-career role

Qualifications

  • You read an income statement and balance sheet comfortably and understand how they tie to cash
  • You’re tech forward: you pick up new tools quickly and enjoy building better workflows
  • You’re accurate and process-driven, and you catch what doesn’t reconcile
  • You communicate clearly and can talk to founders and CFOs with confidence
  • You’re intrinsically motivated and entrepreneurial, and you’d rather build something than maintain it
  • No credit experience required. We’ll train you.

Nice to have:

  • Some coding (Python, SQL or JavaScript) or experience with automation and no-code tools
  • An Ivey HBA, MBA, or a commerce, finance or engineering degree
  • Exposure to credit, accounting, SR&ED or startups

To apply, send your résumé and a few lines about something you built, automated or fixed to [email protected], or apply through LinkedIn.

Similar jobs

  • Partner Marketing Manager

    Toronto, ON
    $96k–$178k/yrOn-siteFull Time

    Microsoft: Every company has a mission.

    5+ YOECandidates need a bachelor's degree in business, marketing or a related field with 5+ years of sales, marketing or business development experience, plus proven experience running partner marketing campaigns and investment measurement across digital and retail channels.

    Power BI

    Director, Sales

    Toronto, ON
    $181k–$303k/yrOn-siteFull Time

    Microsoft: Every company has a mission.

    7+ YOE3+ MgmtCandidates need a master's degree (or a bachelor's degree with more years of experience) in business, sales, marketing, computer science or engineering, plus 7 or more years in sales or leadership and at least 3 years of direct people management. Preferred experience is 5 or more years leading sales teams and managers.

    Sales, Lead a team, Sales targets, Customer service, Coaching, Geographic areas

  • Specialist, Search & Social

    Toronto, ON
    $40k–$50k/yrFull Time

    Publicis Groupe Holdings B.V

    1+ YOECandidates need 1 to 2 years of paid search experience with hands-on Google Ads skills, working knowledge of Meta Ads Manager, and advanced Excel and PowerPoint. Strong writing, attention to detail and the ability to manage multiple deadlines are also required.

    Google Ads, Microsoft Advertising, Meta Ads Manager, Excel, PowerPoint

  • Head of Upper School

    Toronto, ON
    Full Time

    Havergal College

    10+ YOE10+ MgmtCandidates need an advanced graduate degree (preferably in Education), 10+ years of leadership in a Grade 7–12 school, and Ontario College of Teachers certification or the ability to obtain it. Principal's Qualifications are preferred, along with strong people-management skills.

    Critical thinking, Process improvement, Leadership, OCT, Team leadership, Give constructive feedback

  • Business Developer — Stroke & Incomplete Spinal Cord Injury, Ontario

    Toronto, ON
    Full Time

    Kurage

    Candidates need a health sciences, kinesiology, physiotherapy or business degree, and proven medical device or healthcare sales results. Experience with complex hospital sales, specialist physicians, stroke care and Ontario financing is a strong asset.

    Sales, Forecasting, Presentation skills, Procurement, Represent the organisation, Physiotherapy

  • Events Coordinator, North America

    Toronto, ON
    Full Time

    Solifi

    2+ YOESolifi needs candidates with 2 to 4 years of experience in events, field marketing or hospitality, strong organizational skills and attention to detail. Experience with vendors and venues, comfort with Microsoft Office and event or CRM tools such as Cvent, Salesforce or HubSpot, and the ability to travel and work outside normal hours are also needed.

    Cvent, Salesforce, HubSpot, Microsoft PowerPoint, Microsoft Excel, Microsoft Outlook

  • IT & ERP Systems Administrator

    Toronto, ON
    Full Time

    SkyCan Systems

    3+ YOECandidates need a diploma or degree in IT or a related field, or equivalent experience, plus at least three years administering Microsoft 365 and Entra ID with Intune. They also need hands-on network experience, ERP or business application administration, knowledge of a security framework such as CPCSC, CMMC, NIST SP 800-171 or ISO 27001, and eligibility for a Controlled Goods Program assessment and a Government of Canada Secret clearance.

    Microsoft 365, Entra ID, Exchange Online, SharePoint, Teams, Intune

Locations & environments

Locations

All of CanadaRemote · Hybrid · On-site · Field

Pro tip: add remote jobs to widen your search.

Exclude locations

Workplace type

Company jobs in these results

These are this company’s jobs loaded in your current search. The company may have more openings.