Posted yesterday
Founding Credit Analyst
@ Grow Financial
Toronto, Ontario
Overview
Grow Financial is hiring a Founding Credit Analyst in Toronto to underwrite SR&ED-backed loans to Canadian technology founders and help run its lending platform. The role covers financial statement analysis, portfolio monitoring, client contact and process automation, with equity and a path to CEO within five years. The posting states full-time work and compensation suited to an early-career role, without a stated salary.
Responsibilities:
- Underwrite SR&ED loans and write credit recommendations
- Maintain loan management system, CRM and automated workflows
- Monitor draws, compliance, CRA refunds and repayments
- Serve as day-to-day contact for founders and CFOs
- Find and automate manual processes
Requirements summary:
- Comfortable reading income statements and balance sheets
- Tech-forward and quick to learn new tools
- Accurate, process-driven, catches reconciliation issues
- Clear communication with founders and CFOs
- Entrepreneurial and motivated
- Coding or no-code automation experience is an asset
Tools & skills
Source and dates
Source type not verified · apify-linkedin
- Employer posting date
- 2026-11-12
- First seen by our source
- 2026-11-14
- Source record updated
- 2026-11-14
These dates describe the source record, not a live verification that the employer is still hiring. Check the original posting.
Job details
| Seniority | Entry level |
| Department | Finance & accounting |
| Hours per week | 40 (estimated) |
| Travel | air: none · ground: none |
| Work setting | Office |
| Position | Mostly sitting |
| Physical demands | physical low · computer high |
| Languages | English |
| Fields of study | Commerce, Finance, Engineering |
| Perks mentioned | Stock or equity, Paid training |
Summary and details written by AI from the posting; the employer’s posting is the authority.
Grow Financial
| Field | Value |
|---|---|
| Open jobs on Jobsy | 1 |
Company Description
Grow Financial lends to Canadian technology companies against their SR&ED tax credits, so founders can get cash months before CRA pays their refund. We provide $100K to $1M in non-dilutive financing to founder-led companies, mostly in software and hardware, and we run the business on our own tech platform. Our capital lets Canadian innovators keep hiring and building without giving up equity.
Role Description
Founding Credit Analyst · Toronto · Full-time
This is not a seat in a big bank’s analyst class. You’ll learn to underwrite SR&ED loans directly from the founder, help run the platform behind the business, and own client files from application to repayment. The role comes with equity and, for the right person, a real path to CEO within five years.
What you’ll do:
- Underwrite SR&ED loans. Analyze financial statements, T2 returns, bank statements and SR&ED claims, and write clear credit recommendations.
- Run the platform. Keep our loan management system, CRM and automated underwriting workflows accurate. You’ll work in Lovable, Supabase, n8n, Zoho and AI tools every day.
- Monitor the portfolio. Track draws, compliance certificates, CRA refunds, lien registrations and repayments so nothing is missed.
- Work with clients. Be the day-to-day contact for founders and CFOs: collect documents, answer questions and keep deals moving.
- Improve how we work. Find manual steps and automate them.
What we offer:
- Equity in the business
- A real path to CEO within five years
- Hands-on training in SR&ED lending from a founder with a long track record in Canadian SR&ED financing
- Real responsibility from your first week, with exposure to credit, fund operations and fintech product
- Compensation suited to an early-career role
Qualifications
- You read an income statement and balance sheet comfortably and understand how they tie to cash
- You’re tech forward: you pick up new tools quickly and enjoy building better workflows
- You’re accurate and process-driven, and you catch what doesn’t reconcile
- You communicate clearly and can talk to founders and CFOs with confidence
- You’re intrinsically motivated and entrepreneurial, and you’d rather build something than maintain it
- No credit experience required. We’ll train you.
Nice to have:
- Some coding (Python, SQL or JavaScript) or experience with automation and no-code tools
- An Ivey HBA, MBA, or a commerce, finance or engineering degree
- Exposure to credit, accounting, SR&ED or startups
To apply, send your résumé and a few lines about something you built, automated or fixed to [email protected], or apply through LinkedIn.
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