Loan Consultant

About us

Hana Bank Canada is a federally regulated Schedule II bank and is a subsidiary of Hana Financial Group, a leading global financial group headquartered in South Korea. As a leading provider of financial solutions for the Korean community in Canada, our mission of “Growing Together, Sharing Happiness” keeps us focused and grounded as we strive to fulfill our role as a “Solution Provider” for our growing customer base in a rapidly changing financial environment. With 7 branches and a strong global network across 24 countries, we combine international expertise with a deep understanding of local banking needs to provide trusted financial services. We are committed to advancing sustainable growth and fulfilling our social responsibilities.

Overview

We are currently searching for the Loan Consultant to join our Loan Centre. The Loan Consultant is responsible for originating and renewing residential and commercial mortgage loans. The Loan Consultant meets with prospective clients to conduct preliminary research/information gathering needed to make a decision on whether the application is within the scope of underwriting guidelines of the bank.

Key Responsibilities :

1. Client Engagement

- Understand the purpose of loans and current situation of the applicants to examine acceptability of the application.

- Advise the applicants of product that suits their needs.

- Examine submitted documents thoroughly to detect any signs of forgery and fraudulent applications including identification of entity, personal document, and credit report etc.

2. Loan Documentation

- Assess the applicant’s character, repayment capability, credibility, and source of funds.

- Review appraisal report and conduct on-site inspection to determine marketability of the security if necessary.

- Input all required data into the bank system and recommendation into Branch Manager’s opinion to be reviewed by Loan Evaluation Officer for presentation at the Loan Committee Meeting.

3. Post Loan Management

- Responsible for renewal of Residential and Commercial mortgage loans, personal loans, personal overdraft, Letter of guarantee, which comprise of sending maturity/renewal notice, preparation of approval of renewal documents, filing signed loan agreements, and renewal fee collection.

- Prepare the application to change conditions of previously approved/disbursed loans.

- Manage daily reports, past due, overdue, insurance/up-to-date financial information.

4. Other

- Stay up to date with changing loan regulations, procedures, and promotions to provide quality service and know the market.

- Responsible for processing invoices and issuing payments.

- Marketing the bank lending program and loan products to mortgage brokers.

- Perform other duties assigned.

Qualification and Skills :

• Bachelor’s Degree in Finance, Accounting or related field
• 1+ year experience with loan application process
• Strong financial analytical skills with above average of understanding and interpreting financial statements
• Solid knowledge and understanding in the Bank’s loan policy and guidelines
• Sense of discretion and willingness to maintain strict confidentiality of pertinent and sensitive information
• Able to research and evaluate data to make informed decisions and solve problems
• Good communication and negotiation skills
• Strong knowledge of Microsoft Office suite

At Hana Bank Canada, you’ll join a close-knit and diverse group of professionals in a collaborative, supportive environment. You will have the unique opportunity to gain exposure to the global market, make a real impact, and grow your career. With a focus on growth, happiness, and customer satisfaction, Hana Bank Canada is a company that truly values its employees.

To learn more about the opportunity and explore career openings, please visit our Careers page at www.hanabank.ca.

This recruitment process does not use artificial intelligence (AI) enabled tools.

Hana Bank Canada is an Equal Opportunity Employer.

We value diversity and inclusion in our workplace and are committed to providing fair and unbiased treatment to all employees and applicants. At Hana Bank Canada, we strive to create an environment where everyone feels respected, valued, and supported. We provide reasonable accommodations for individuals with disabilities and ensure that our hiring and employment practices are inclusive and accessible. We encourage individuals from all backgrounds to apply and join our team. Together, we can build a stronger and more inclusive workplace.

Job Types: Full-time, Permanent

Benefits:

• Dental care
• Extended health care
• Paid time off

Language:

• Korean (required)

Work Location: In person