Senior Enterprise Risk Management (ERM) Analyst

Who We Are

At Momentum Financial Services Group, we help people move forward by reimagining how money works for those who need it most. With more than 40 years of experience, we’re the team behind Money Mart—Canada’s largest non-bank branch network—and a leader in financial solutions for underserved communities.

From short-term loans to money transfers and prepaid cards, we power the products, technology, and operations that connect over a million customers a year to the money they need, when they need it.

At MFSG, we come together across teams and departments to create something bigger than ourselves: solutions that remove barriers and give people access to money they might not get anywhere else. Whether you're solving problems, building systems, or shaping strategy, your work fuels real support for real people.

We’ve Got You Covered

Compensation Philosophy: Our strategy is simple—we aim to match the market. We regularly review industry standards to ensure our total rewards package is competitive and fair. This commitment helps us attract and retain talented individuals who share our purpose.

Discretionary Annual Bonus: Enjoy the opportunity for a discretionary bonus based on individual performance and company success.

Comprehensive Benefits: Our benefits include health and dental plans with 100% of the premiums covered. We also offer an Employee Assistance Program to support your mental well-being and provide resources for personal challenges.

Retirement Plans: Plan for your future with our robust retirement savings options, ensuring you’re set for the long haul.

Hybrid Work Environment: Experience the best of both worlds with our hybrid work model, allowing you to balance remote work with in-office. When you're at our corporate head office, enjoy a relaxed and collaborative environment featuring breakout rooms for brainstorming and unwinding, plus a variety of snacks to keep you energized throughout the day.

Perks and Rewards: Enjoy reimbursement for tuition assistance and professional development, discounts through Perkopolis and participate in our rewards and recognition programs to celebrate your contributions.

The Job: Senior Enterprise Risk Management (ERM) Analyst

Reporting to the Manager, Enterprise Risk Management, the ERM Analyst supports the development, implementation, and ongoing enhancement of the Company's Enterprise Risk Management framework. The successful candidate will work closely with business leaders and functional teams across the organization to identify, assess, monitor, and report on key risks while supporting a strong culture of risk awareness and accountability.

This role is ideal for a detail-oriented professional who is passionate about risk management and data analysis, and helping drive informed business decision-making within a dynamic financial services environment.

This position supports the Company's Enterprise Risk Management framework and enterprise-wide risk activities. Candidates with backgrounds in ERM, Operational Risk, Compliance, Audit, and Risk Governance are strongly preferred. This is not a Cyber Security or Information Security-focused position.

What You'll Be Doing

• Support the execution and continuous improvement of the Enterprise Risk Management program.
• Assist in the identification, assessment, monitoring, and reporting of enterprise-wide risks.
• Maintain and update risk registers, risk assessments, controls documentation, and risk reporting dashboards.
• Analyze risk trends, key risk indicators (KRIs), and emerging risks to provide actionable insights to management.
• Coordinate periodic risk assessments and facilitate risk workshops with stakeholders across the business.
• Support the development of risk reporting materials for senior leadership, executive committees, and the Board.
• Collaborate with first-line business partners and second-line functions to ensure consistent application of risk management practices.
• Assist in the monitoring of mitigation plans and follow-up on remediation activities.
• Support business continuity, operational resilience, and scenario analysis initiatives.
• Contribute to the enhancement of risk policies, frameworks, standards, and procedures.
• Assist with regulatory, audit, and compliance-related risk management activities as required.
• Stay informed on industry trends, risk management practices, and regulatory developments impacting the financial services sector.

What We're Looking For

• Bachelor’s degree in risk management, Finance, Business Administration, Accounting, Economics, Statistics, or related discipline.
• 3-5 years of experience in Enterprise Risk Management, Operational Risk, Internal Audit, Compliance, or a related risk function.
• Understanding of enterprise risk management frameworks and risk assessment methodologies.
• Strong analytical, problem-solving, and critical-thinking skills.
• Experience analyzing data and preparing risk reports and presentations for stakeholders.
• Advanced proficiency in Microsoft Excel and PowerPoint; experience with data visualization tools is an asset.
• Excellent interpersonal, communication, and stakeholder-management skills.
• Ability to manage multiple priorities in a fast-paced environment while maintaining attention to detail.
• Professional certifications such as CRMA, CRM, FRM, PRM, CIA, or progress toward designation are considered an asset.

What Will Help You Succeed

• Strong business acumen and curiosity about financial services and risk management.
• Ability to translate complex information into clear, meaningful insights.
• A proactive mindset with a focus on continuous improvement.
• Confidence working cross-functionally and building strong relationships.
• Commitment to maintaining high ethical standards and professional integrity.

Committed to Equal Opportunity:

MFSG is committed to accommodating applicants up to the point of undue hardship during the recruitment, assessment and selection process. If you are selected for an interview, please notify MFSG if you require accommodation in respect of the materials or procedures used at any time during this process. If you require accommodation, MFSG will work with you to determine how to meet your needs.

Please note: The salary range for this position is between C$82,000 to C$ 92,000.

About MFSG – Our Commitment to Responsible Innovation

At MFSG, we are committed to building innovative solutions grounded in ethical, transparent, and responsible use of data and technology. Aligned with the principles outlined in Canada’s Artificial Intelligence and Data Act (AIDA), we take a proactive approach to ensuring that any AI or data-driven systems we use are safe, fair, and accountable.

This posting is for a current position within our organization, offering the opportunity to contribute to meaningful, responsible innovation that supports our employees, clients, and communities.

We prioritize strong data governance, clear communication around how systems work, and safeguards that reduce risks and protect individuals. Our focus is on developing tools and processes that promote equity, reliability, and trust, supported by ongoing monitoring and continuous improvement.

Joining MFSG means contributing to a future-focused organization that values both innovation and integrity, where your work helps shape solutions that responsibly support our employees, clients, and communities.