Business Systems Analyst (BSA) -Temonos

Job Title: Business Systems Analyst (BSA) -Temonos

100% Remote

Experience Required: 5+ Years

Role Summary:

We are seeking a highly skilled Business Systems Analyst (BSA) with deep expertise in Temenos T24 to operate at the intersection of financial product design, accounting, data analysis, and technology delivery within a regulated financial services environment. This is a hands-on, delivery-oriented role requiring strong capability in translating complex banking requirements into well-designed and configurable Temenos T24 Arrangement Architecture (AA) solutions.

The role involves working on core banking initiatives supporting everyday banking, deposits, and lending products. The ideal candidate is a self-starter who is structured, pragmatic, and capable of managing accountability in a complex and fast-changing environment.

Key Responsibilities:

Financial Product & Core Banking Analysis

• Lead analysis and design of financial products in Temenos T24, including:

• Everyday banking products (chequing and savings accounts)

• Term deposit products

• Lending products (loans, lines of credit, mortgages)

• Translate business and product requirements into clear, testable functional and non-functional specifications aligned with T24 capabilities.

• Design product features including:

• Interest calculation methods and accruals

• Charge plans and service fee structures

• Product lifecycle rules and behaviors

  • Ensure requirements are complete, traceable, and aligned with business, regulatory, and accounting standards.

Temenos T24 & Arrangement Architecture (AA)

• Configure and support Temenos T24 Arrangement Architecture (AA) products, including:

• Properties, conditions, and business rules

• Interest, fee, and accounting configurations

• Design and configure:

• Demand account products for everyday banking

• Term deposit products including maturity, renewal, and rate structures

• Lending products including:

  • Payment rules and schedules

  • Delinquency handling

  • Arrears and collections logic

• Good understanding of syndicated lending concepts (preferred).

Accounting & Financial Controls

• Apply strong knowledge of core banking accounting principles and practices.

• Design, validate, and troubleshoot accounting entries generated by T24, including:

• Interest income

• Interest expense

• Accruals and reversals

• Support reconciliation and balancing activities, including root cause analysis of breaks.

• Collaborate with Finance and Operations teams to resolve accounting and data discrepancies.

• Ensure solutions support auditability, transparency, and regulatory compliance.

Business & Technical Analysis

• Lead end-to-end business requirements analysis from intake to delivery.

• Assess technical impacts, dependencies, risks, and downstream system effects.

• Document solutions using structured analysis techniques such as:

• Process flows

• Sequence diagrams

• Data models (UML where applicable)

• Apply understanding of object-oriented concepts to interpret system behavior and validate technical solutions.

• Act as a bridge between business stakeholders and technical teams.

Data Analysis & Integration Awareness

• Perform complex data analysis using SQL for:

• Requirements validation

• Issue investigation

• Posting and reconciliation validation

• Understand system integrations and data flows between Temenos T24 and upstream/downstream systems.

• Support integration and interface documentation activities.

Backlog & Delivery Management

• Create and maintain structured product backlogs in Azure DevOps, including:

• Epics

• Features

• User stories

• Acceptance criteria

• Collaborate with delivery teams to refine, prioritize, and manage backlog items.

• Manage dependencies, risks, and release impacts effectively.

Testing & Change Support

• Define and support test strategies and detailed test plans.

• Support SIT and UAT activities, including defect triage and resolution.

• Participate in change management activities such as:

• Impact assessments

• Stakeholder communication

• Release readiness planning

• Support incident analysis and issue resolution through to closure.

Stakeholder Management & Communication

• Act as a key liaison between:

• Business stakeholders

• Finance and Operations teams

• Technology, Architecture, and Integration teams

• External vendors

• Manage requirements and stakeholder expectations across initiatives.

• Communicate complex business, accounting, and technical concepts clearly to both technical and non-technical audiences.

• Escalate issues appropriately and drive end-to-end resolution.

Essential Skills:

• 5+ years of experience as a Business Analyst, Systems Analyst, or Technical Analyst in complex environments.

• Strong hands-on experience with Temenos T24 and Arrangement Architecture (AA).

• Experience designing and configuring:

• Demand banking products

• Term deposit products

• Lending products

  • Strong understanding of:

• Interest accruals

• Interest income and expense

• Accounting postings and reconciliations

  • Strong SQL skills and experience working with data directly.

  • Technical understanding sufficient to interpret system behavior and constraints.

  • Hands-on experience with Azure DevOps.

Professional Skills:

• Excellent written and verbal communication skills.

• Ability to communicate effectively across technical and business audiences.

• Strong organizational, analytical, and problem-solving skills.

• High attention to detail and accountability.

• Ability to operate effectively in complex and dynamic environments.

Keywords:

• Temenos T24

• Arrangement Architecture (AA)

• Core Banking

• Business Systems Analysis

• Financial Products

• Lending Products

• Deposits

• SQL

• Azure DevOps

• Accounting Reconciliation

• Interest Accruals

• Data Analysis

• UML

• Core Banking Systems

Experience Required: 5+ Years