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Posted 2 days ago

Credit Risk Strategy Data Scientist

@ Federation Caisses Desjardins

Montréal, Quebec

HybridFull-time2+ years experience
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Overview

Federation Caisses Desjardins is hiring a full-time Credit Risk Strategy Data Scientist to develop, implement and optimize credit risk strategies for personal financing products. The role involves machine learning and predictive modelling, complex data analysis in SAS and Python, and quarterly performance reporting in Power BI. The posting states a hybrid arrangement, French language knowledge required, a competitive salary with annual bonus, four weeks of flexible vacation, a defined benefit pension and group insurance.

Responsibilities:

  • Optimiser et développer les stratégies de décision en gestion du crédit
  • Appliquer l'apprentissage machine et la modélisation prédictive
  • Réaliser des analyses de données complexes en SAS et Python
  • Suivre la performance des produits et les revues trimestrielles

Requirements summary:

  • Baccalauréat dans un domaine quantitatif
  • Minimum de deux ans d'expérience en analyse de données ou gestion du risque
  • Connaissances avancées de SAS, SQL et/ou Python
  • Connaissance du français requise
  • Connaissance du risque de crédit
  • Power BI un atout

Tools & skills

Source and dates

Employer career site / ATS feed · workday

Employer posting date
2026-11-04
First seen by our source
2026-11-05
Source record updated
2026-11-05

These dates describe the source record, not a live verification that the employer is still hiring. Check the original posting.

Job details

SeniorityMid level
DepartmentData & analytics
Experience2+ years
Hours per week40 (estimated)
Travelair: none · ground: none
Work settingOffice
PositionMostly sitting
Physical demandsphysical low · computer high
LanguagesFrench, English
EducationBachelor’s degree (required)
Fields of studyquantitative discipline
Perks mentionedGenerous paid time off, Flexible hours, Retirement plan, Wellness

Summary and details written by AI from the posting; the employer’s posting is the authority.

Federation Caisses Desjardins

Saved company profile

Historical company information from a saved The Jobs API profile (LinkedIn/Crunchbase fields). It is not live-verified; figures may have changed. Missing values remain unknown.

Full company description

Desjardins Group is the largest cooperative financial group in North America and the fifth largest cooperative financial group in the world, with assets of $435.8 billion as at March 31, 2024. It was named one of Canada's Best Employers by Forbes magazine and by Mediacorp. To meet the diverse needs of its members and clients, Desjardins offers a full range of products and services to individuals and businesses through its extensive distribution network, online platforms and subsidiaries across Canada. Ranked among the world's strongest banks according to The Banker magazine, Desjardins has some of the highest capital ratios and credit ratings in the industry and the first according to Bloomberg News.

LinkedIn followers
379,882
People associated on LinkedIn
43,673
Reported office locations
  • 100, rue des Commandeurs, Lévis, Québec G6V 7N5, CA
  • 11 King St W, Toronto, ON M5H 4C7, CA
  • 110 9 Ave SW, Calgary, AB T2P 0T1, CA
  • 1 Complexe Desjardins, Montreal, QC H2X, CA
Business categories
  • Banking
  • InsurTech
  • Insurance
  • Financial Services
Other recorded names
  • Desjardins
Specialties
  • Services financiers
Profile identifies a recruitment agency
No
Reported total investment
0

Currency and observation date were not supplied; this is not a current valuation or a funding round.

Desjardins Group is the largest cooperative financial group in North America and the fifth largest cooperative financial group in the world, with assets of $435.8 billion as at March 31, 2024. It was named one of Canada's Best Employers by Forbes magazine and by Mediacorp. To meet the diverse needs of its members and clients, Desjardins offers a full range of products and services to individuals and businesses…

FieldValue
IndustryBanking
Company size10,001+ employees
HeadquartersLévis, Québec
Organization typePrivately Held
SpecialtiesServices financiers
Open jobs on Jobsy173
LinkedInView page
Job description

The Credit Risk Strategy Department develops and implements credit risk decision-making strategies based on risk/return quantification to deliver value for the organization as well as members and clients, while safeguarding Desjardins Group’s sustainability. As a credit risk strategy data scientist, you help develop, implement and optimize credit risk strategies for personal financing products, at granting and throughout their lifecycle. You develop expertise in product-related databases and the systems where the strategies are executed. More specifically, you help recommend ways to optimize strategies by applying your knowledge of machine learning and modelling. You also help develop quarterly performance reports in Power BI, conduct ad hoc analyses and perform post-implementation monitoring. More specifically, you will be required to:

  • Optimize and develop decision-making strategies for credit management and prepare associated documentation
  • Apply your knowledge of machine learning and predictive modelling to maximize financial impact and support credit risk strategies
  • Participate in complex data analyses (SAS, Python), interpret results, build replicators and monitor how our strategies perform once in production
  • Monitor financing products and conduct quarterly performance reviews
  • Contribute to various projects, assignments and data analyses in your area of expertise and make recommendations aligned with strategic priorities
  • Advise organizational units and other collaborators on risk management matters in your area of expertise, communicating complex information clearly.

What we offer*

  • Competitive salary and annual bonus
  • 4 weeks of flexible vacation starting in the first year
  • Defined benefit pension plan that provides predictable, stable income throughout retirement
  • Group insurance including telemedicine
  • Reimbursement of health and wellness expenses and telework equipment

* Benefits apply based on eligibility criteria.

#LI-Hybrid


What you bring to the table

  • Bachelor's degree in a quantitative discipline
  • A minimum of two years of relevant experience in data analysis, predictive modelling or risk management
  • Please note that other combinations of qualifications and relevant experience may be considered
  • Knowledge of French is required
  • Knowledge of machine learning algorithms and their application in credit risk management
  • Advanced knowledge of SAS, SQL and/or Python
  • Knowledge of the Power BI data visualization tool is an asset
  • Knowledge of credit risk
Action oriented, Complexity, Customer Focus, Differences, Innovation, Interpersonal Savvy, Nimble learning

Equity, Diversity, Inclusion and Accessibility

At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Trade Union (If applicable)

Job Family

Data (FG)

Unposting Date

2026-11-30

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