Posted yesterday
Underwriter (Intermediate)
@ Bridgecap Financial
Toronto, Ontario
Overview
Bridgecap Financial is hiring an intermediate underwriter in Toronto for its alternative finance and merchant cash advance business. The role underwrites and prices business funding files end to end, working directly with the COO, with a base salary of $70,000 to $75,000 CAD plus a funding-volume bonus from month 6. The posting states the role is hybrid or in-office.
Responsibilities:
- Underwrite merchant cash advance and business funding files end to end
- Review bank statements, credit, cash flow and existing positions
- Price and structure offers within credit guidelines
- Spot fraud, stacking and red flags before funding
- Communicate decisions and stipulations to ISO partners
Requirements summary:
- 2 to 5 years in underwriting, credit analysis or commercial lending
- MCA or alternative lending experience a strong plus
- Strong comfort with numbers, cash flow and risk
- Fluent with technology and quick to learn new systems
- Already uses AI tools in work
- Sound judgment and confidence to make a call
Tools & skills
Source and dates
Source type not verified · apify-linkedin
- Employer posting date
- 2026-11-09
- First seen by our source
- 2026-11-10
- Source record updated
- 2026-11-10
These dates describe the source record, not a live verification that the employer is still hiring. Check the original posting.
Job details
| Seniority | Mid level |
| Department | Finance & accounting |
| Experience | 2+ years |
| Hours per week | 40 (estimated) |
| Travel | air: none · ground: none |
| Work setting | Office |
| Position | Mostly sitting |
| Physical demands | physical low · computer high |
| Languages | English |
| Perks mentioned | Performance bonus |
Summary and details written by AI from the posting; the employer’s posting is the authority.
Bridgecap Financial
| Field | Value |
|---|---|
| Open jobs on Jobsy | 1 |
Title: Underwriter (Intermediate), Alternative Finance / Merchant Cash Advance
Location: Toronto, ON [in-office / hybrid]
Description:
Bridgecap Financial Ontario Ltd funds small and mid-sized businesses across Canada. We are growing and need an underwriter who can own files from submission to pricing.
This is a mid-level role. You will not be learning what a bank statement is, and you will not be managing a team. You will underwrite and price deals every day, working directly with our COO.
What you will do
- Underwrite merchant cash advance and business funding files end to end
- Review bank statements, credit, cash flow, and existing positions
- Price and structure offers within our credit guidelines
- Spot fraud, stacking, and red flags before funding
- Communicate decisions and stipulations to ISO partners quickly and clearly
- Use AI tools and our CRM to speed up analysis and improve the process
What you bring
- 2 to5 years in underwriting, credit analysis, commercial lending, or a related finance role
- MCA or alternative lending experience is a strong plus
- Strong comfort with numbers, cash flow, and risk
- Fluent with technology. You pick up new systems fast.
- You already use AI tools in your work and want to do more with them
- Sound judgment and the confidence to make a call
Compensation
- Base salary: $70,000 to $75,000 CAD
- Bonus plan starting at month 6, tied to funding volume
- Total earnings can exceed $105,000 CAD
This posting is for an existing vacancy.
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