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Posted 4 days ago

Underwriter, Mortgages

@ Neo Financial

Halifax, Nova Scotia

HybridFull-time2+ years experience
Apply now
SIGNALS

Overview

Neo Financial is hiring a full-time Mortgage Underwriter based in Halifax. The role underwrites complex mortgage applications from application through funding, working with the Sales team and third-party brokers. The position is hybrid, requiring 3 days per week on-site with flexibility, and working hours may fall outside a standard schedule as needed.

Responsibilities:

  • Underwrite complex and high-value mortgage applications
  • Deliver mortgages from application through funding
  • Communicate with Sales, brokers and partners
  • Give status updates on active mortgage files
  • Develop expertise in products and Salesforce CRM

Requirements summary:

  • Minimum 2 years of Canadian mortgage underwriting experience
  • Superior verbal and written communication
  • Strong organization and time management
  • Focus on client service and growth
  • Passion for excellence in a startup environment

Tools & skills

Benefits mentioned

Health insuranceLife insurancePaid time offParental leave
Source and dates

Employer career site / ATS feed · ashby

Employer posting date
2026-11-03
First seen by our source
2026-11-03
Source record updated
2026-11-03

These dates describe the source record, not a live verification that the employer is still hiring. Check the original posting.

Job details

SeniorityMid level
DepartmentFinance & accounting
Experience2+ years
Hours per week40 (estimated)
Scheduleday, evening
Travelair: none · ground: none
Work settingOffice
PositionMostly sitting
Physical demandsphysical low · computer high
LanguagesEnglish
Background checkscriminal record, credit
Perks mentionedGenerous paid time off, Flexible hours, Generous parental leave, Performance bonus, Stock or equity, Employee discount

Summary and details written by AI from the posting; the employer’s posting is the authority.

Neo Financial

Saved company profile

Historical company information from a saved The Jobs API profile (LinkedIn/Crunchbase fields). It is not live-verified; figures may have changed. Missing values remain unknown.

At Neo, we’re building a more rewarding financial experience that empowers Canadians to take control of their future.

Full company description

Neo is a leading financial technology company that’s building a more rewarding financial experience — empowering more Canadians to take control of their future. We’re reimagining spending, savings, investments, and mortgages with intuitive, accessible financial tools that help customers get more value out of every dollar they earn, save, and spend. Recognized as Canada’s #1 Startup by LinkedIn for two years in a row, we work with local retailers, large enterprises, and financial institutions to transform the future of financial services. Interested in working at Neo? Join us as we continue to lead the way in the future of finance.

LinkedIn followers
110,173
People associated on LinkedIn
909
Reported office locations
  • Calgary, Alberta T2G, CA
  • Winnipeg, Manitoba, CA
Business categories
  • Finance
  • FinTech
  • Financial Services
Other recorded names
  • Neo Financial
Specialties
  • Financial Services
  • Credit Card
  • Fintech
  • Technology
  • Investing
  • Mortgages
  • Embedded Finance
  • Co-Brands
  • White Labelling
  • and Loyalty
Profile identifies a recruitment agency
No
Reported total investment
544,531,604

Currency and observation date were not supplied; this is not a current valuation or a funding round.

Neo is a leading financial technology company that’s building a more rewarding financial experience — empowering more Canadians to take control of their future. We’re reimagining spending, savings, investments, and mortgages with intuitive, accessible financial tools that help customers get more value out of every dollar they earn, save, and spend. Recognized as Canada’s #1 Startup by LinkedIn for two years in a…

FieldValue
IndustryFinancial Services
Company size501-1,000 employees
HeadquartersCalgary, Alberta
Organization typePrivately Held
Year founded2019
SpecialtiesFinancial ServicesCredit CardFintechTechnologyInvestingMortgagesEmbedded FinanceCo-BrandsWhite Labellingand Loyalty
Open jobs on Jobsy60
LinkedInView page
Job description

Join us to build a more rewarding financial future for all Canadians

At Neo, we’re on a mission to build a more rewarding financial future for all Canadians. Life at a rapidly scaling tech startup isn’t for everyone. It’s complex, fast-paced, high-pressure, but also incredibly fulfilling. Since its founding in 2019, Neo has gained incredible traction and is one of the fastest-growing fintech companies in Canada.

The Role

We're looking for experienced Mortgage Underwriters who will be responsible for reviewing documentation and underwriting deals from across the country. You’ll work closely with our Mortgage Sales team and third party brokers to ensure we’re finding the most effective solutions for our customers, and through that, you’ll be an integral part of enabling Neo to deliver a full range of financing products and services partnered with an exceptional customer experience.
If you love a fast paced environment where growth and opportunities are constant, you’ll fit right in with this team!

What you’ll be doing

  • Underwrite complex and high-value mortgage loan applications, including those with unique borrower profiles or property types.

  • You successfully deliver mortgages from the application stage through to funding with the support of your MFO

  • You execute skilled and clear communication with Sales team, mortgage brokers, and internal /external partners to ensure their understanding of the mortgage process, expectations and documentation required

  • You liaise with the Sales team, MFOs, Coordinators, and third party brokers on status updates for active mortgage files

  • You utilize a hands-on approach and problem-solving skills to make prudent decisions on complex mortgage files If needed, you may be required to review mortgage documentation

  • You develop subject matter expertise in the functionality and features of products, services, tools, technology, and Salesforce CRM capabilities

  • You remain current on the latest industry trends to secure a competitive advantage

  • Perform other duties as assigned.

Who we are looking for

  • You have a minimum of 2+ years of underwriting experience in the Canadian mortgage industry

  • You have a passion for growth and excellence, consistently striving to deliver the highest quality results in a startup environment

  • You bring epic focus and energy, with a strong dedication to client service

  • You have superior communication skills, both verbal and written

  • You're highly organized with exceptional time management capabilities

Additional Role details

  • This is a hybrid role, based in Halifax, requiring 3 days per week on-site at our office, with flexibility.

  • Working hours, at times, may be outside a traditional Monday to Friday, 9am-5pm MST schedule. This will be determined on an as needed basis.

🚀 Total Rewards

As Neo continues to grow, we’re committed to offering a competitive, market-leading rewards program that reflects the impact our team members make. In addition to salary, our program includes equity — empowering employees to share directly in our momentum today and in the meaningful value we create for years to come.

  • Salary: We provide a strong base salary aligned with market ranges, along with the flexibility to tailor your mix of cash and equity to match your longer term goals. Final compensation is based on your skills, experience, and scope. For exceptional talent, we’re prepared to go above and beyond.

  • Equity Ownership (Where Eligible): At Neo, you don’t just work here, you own a piece of what we’re building. As a full-time team member, you share directly in the upside of one of Canada’s fastest-growing companies. When we win, you win — with real ownership and meaningful long-term wealth-building potential tied to our success.

What does life as an Owner at Neo Include?

🇨🇦 You will redefine the financial landscape with top talent in Canada to help everyday Canadians win, and grow quickly while doing it

📈 For eligible roles, ownership structure that enables you to share in our path to victory

🏅Earn BIG with our short term incentive plans (STIP)

👥 Collaborating with the brightest minds to build something meaningful, united by a shared commitment to innovation, curiosity, and excellence

❤️‍🩹 Flexible health benefits & life insurance

🌴 21 Days PTO + stat holidays, and personal leave

💪 Health & personal spending accounts

🤑 A wide variety of discounts through our partner network

🏠 Access to early use of products and discounts on fixed-term Neo mortgages

👶 Parental top-up & equity vesting during long term leave

🎉 Neo night events

🧠 Company wide huddles, and education

Working at Neo:

The people who thrive at Neo are resourceful, growth-oriented, and driven to win. We hold ourselves to high standards because we’re on a mission that matters: to build a more rewarding financial future for all Canadians. As individuals and as a team, we constantly challenge ourselves and each other to raise the bar and deliver exceptional experiences for our customers. Our commitment to customer success drives everything we do, from building world-class products to providing exceptional support at every step of their journey. If this resonates with you, keep reading.

We trust, respect, and support each other. This means honest conversations, constructive input, and empowering each other to move fast and think big. You’ll be surrounded by people who push you to be your best. We primarily collaborate in person across our Calgary, Winnipeg, and Toronto offices, where ideas move quickly and teams build momentum together. As we continue to scale and evolve, we’re looking for builders, innovators, and problem solvers who thrive on challenge–people who would rather blaze a trail through uncertainty than follow a well-paved path.

At Neo, ownership is part of how we think and operate. For select roles, equity participation reinforces that mindset by giving employees a direct stake in the company’s long-term success. Regardless of role, every team member is expected to think like an owner and make decisions that move the business forward.

Apply with us:

We believe in equal opportunity and are committed to creating an inclusive climate where everyone can thrive. Customers trust us with their finances, so successful candidates for this position will be required to undergo a security screening, including a criminal records check and a credit check.

By continuing with your application, you agree to the Candidate Privacy Notice, which guides how we process your personal information for the purpose of your application.

Neo Financial leverages artificial intelligence (AI) to reinforce our candidate evaluation process, including the initial assessment of applications and screening of candidates. These tools support our recruitment team; however, all final hiring decisions are made by humans and are not based exclusively on automated processing. If you require further information regarding our data processing practices, please contact us.

We are hiring for an open, vacant position.

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