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Bilingual Credit Analyst

@ Iceberg Finance Group

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Vancouver, British Columbia

On-siteFull-time2+ years experience
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Overview

Iceberg Finance Group is hiring a bilingual Credit Analyst to evaluate automotive financing applications from individual customers. The role covers income, credit and collateral review, fraud detection and policy-based deal structuring, with dealership coordination. The posting states a full-time, 40-hour, Monday to Friday on-site schedule, and a group benefits plan starting day one.

Responsibilities:

  • Analyze applications including identity, income, credit history and debt ratios
  • Assess vehicle collateral value, LTV and accident history
  • Identify fraud indicators and document inconsistencies
  • Apply risk policies and recommend deal structures
  • Coordinate with dealership F&I teams to complete files

Requirements summary:

  • 2 to 5+ years of consumer credit experience
  • Automotive finance experience is an asset
  • Bilingual English and French
  • Exceptional attention to detail
  • Proficiency with Outlook, Teams, Word and Excel
  • Strong written and verbal communication

Tools & skills

ExcelWordOutlookTeams

Benefits mentioned

Health insuranceDentalRetirement planPaid time off
Source and dates

Employer career site / ATS feed · bamboohr

Employer posting date
2026-10-06
First seen by our source
2026-10-08
Source record updated
2026-10-09

These dates describe the source record, not a live verification that the employer is still hiring. Check the original posting.

Job details

SeniorityMid level
DepartmentFinance & accounting
Experience2+ years
Hours per week40
Scheduleday
Travelair: none · ground: none
Work settingOffice
PositionMostly sitting
Physical demandsphysical low · computer high
LanguagesEnglish, French
Perks mentionedGenerous paid time off, Retirement plan, Transit support

Summary and details written by AI from the posting; the employer’s posting is the authority.

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Iceberg Finance Group

Saved company profile

Historical company information from a saved The Jobs API profile (LinkedIn/Crunchbase fields). It is not live-verified; figures may have changed. Missing values remain unknown.

Intelligent Financing

Full company description

Iceberg Finance is an innovative financing company, offering alternative and flexible solutions in the fields of automotive financing, insurance product financing, mechanical warranties, and personal loans. 💼 Our mission is to provide innovative and flexible financing solutions tailored to the changing and specific needs of consumers and our business partners. With our commitment to excellence and innovation, we are here to help you achieve your financial goals. Follow us to discover how Iceberg Finance can help you make the financing process simple, transparent, and accessible to all!

LinkedIn followers
2,225
People associated on LinkedIn
85
Reported office locations
  • 2470 avenue Dalton, Québec, Québec G1P 3X1, CA
Business categories
  • Finance
  • Personal Finance
  • FinTech
  • Financial Services
Other recorded names
  • Iceberg Finance Group
  • Iceberg Finance
Profile identifies a recruitment agency
No
Reported total investment
0

Currency and observation date were not supplied; this is not a current valuation or a funding round.

View all jobs Website

Iceberg Finance is an innovative financing company, offering alternative and flexible solutions in the fields of automotive financing, insurance product financing, mechanical warranties, and personal loans. 💼 Our mission is to provide innovative and flexible financing solutions tailored to the changing and specific needs of consumers and our business partners. With our commitment to excellence and innovation, we…

FieldValue
IndustryFinancial Services
Company size51-200 employees
HeadquartersQuébec, Québec
Organization typePrivately Held
Year founded2012
Open jobs on Jobsy16
LinkedInView page
Job description

About Us

A leader in automotive financing, Iceberg Finance is a Fintech company that has experienced exceptional growth in recent years, notably through the major acquisition of iFinance Canada in 2022. A finalist in 2022 and 2023 among the top lenders recognized by the Canadian Lender Association (CLA), Iceberg Finance aims to rank among the top three specialized and alternative lenders in Canada within the next year.

Position Summary

Reporting to the Director of the Credit Department, the Credit Analyst will be responsible for evaluating automotive financing applications from individual customers, optimizing decision-making (speed and quality), preventing fraud, and ensuring regulatory compliance while delivering a smooth and efficient experience to partner dealerships.

Key Responsibilities

  • Analyze submitted applications, including identity, income, employment stability, credit history, outstanding debts, debt-to-income ratios, and repayment capacity.
  • Assess vehicle collateral: market value, loan-to-value (LTV), mileage, model year, wear and tear, and accident history reports.
  • Identify fraud indicators (document inconsistencies, falsified pay stubs, address discrepancies, contract manipulation, straw buyers, etc.).
  • Apply risk policies: approval thresholds, pricing matrices based on credit score and term, maximum advances, down payments, and guarantees.
  • Recommend deal structures: loan term, down payment, co-borrower, ancillary products, etc.
  • Communicate with dealership partners (F&I teams) to clarify and complete files, accelerate approval cycles, and improve funding ratios.
  • Document decisions (notes, justifications, supporting documents) and participate in post-funding reviews (verifications and quality audits).

Skills and Qualifications

  • Experience in financing, administration, or a related field.
  • Bilingual: English and French.
  • 2 to 5+ years of experience in consumer credit; automotive finance experience is an asset.
  • Exceptional attention to detail and strong verification rigor.
  • Proficiency with computer tools (Outlook, Teams, Word, Excel, etc.).
  • Ability to work collaboratively in a fast-paced environment and meet tight deadlines.
  • Strong written and verbal communication skills.

Terms and Benefits

  • Full-time position, 40 hours per week
  • On-site schedule: Monday to Friday
  • Comprehensive group benefits plan starting on day one, including health and dental insurance
  • Employer contribution to an RRSP
  • Stimulating and collaborative work environment within a fast-growing company
  • On-site parking available
  • 3 weeks of vacation, with additional time off offered

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