Commercial Underwriter II

Build your career with Millennium Insurance

At Millennium Insurance, we believe great work starts with great people. We’re proud to foster a supportive, collaborative environment where employees are encouraged to share ideas, build meaningful relationships, and grow their careers.

As an Intermediate Commercial Underwriter, you’ll join a team that values your expertise, respects your perspective, and supports your continued development. You’ll have the opportunity to strengthen your underwriting skills, work closely with brokers and clients, and contribute to a growing commercial portfolio across a range of property and casualty risks.

At Millennium, you’re more than the work you do. You’re part of a team that takes pride in doing business the right way, building lasting relationships, and supporting one another.

What you’ll be doing

• Risk Assessment: Evaluate and underwrite commercial property and casualty risks by analyzing COPE data, operational exposures, coverage requirements, and loss history. Assess risk quality for realty and construction risks, identify key exposures, and determine appropriate coverage structures and pricing to support profitable growth.
• Policy Development: Structure insurance policies to meet specific risk profile needs including appropriate limits, deductibles, extensions, and endorsements. Ensuring coverages and wordings reflect key exposures identified during the risk assessment process.
• Pricing: Perform detailed rating analysis to determine appropriate premiums based on risk characteristics, exposure data, market conditions and internal pricing guidelines, while applying underwriting judgement to align with the company’s goals.
• Client & Broker Interaction: Build and maintain strong relationships with both brokers and clients by providing responsive service, clear underwriting rationale, and communication. Collaborate on new business opportunities and renewals, while creating long term partnerships for growth.
• Compliance & Collaboration: Cross collaborate with internal teams such as actuary, claims, and accounting to improve processes, pricing, and overall portfolio performance.

What you’ll bring to the team

• Minimum of 3 years’ of commercial underwriting experience
• General Insurance License Level 1 or 2 (or willingness to obtain within 90 days, on us)
• Post-secondary education and/or CIP designation (considered an asset)
• Working knowledge of commercial property & casualty underwriting practices and market trends
• Strong communicator and collaborative team player with a drive to grow
• Ability to thrive under deadlines while managing multiple priorities
• Ability to work across all levels, including brokers, clients, and internal stakeholders
• Strong analytical and problem-solving skills, with the ability to evaluate complex information and make informed decisions
• High level of attention to detail, organization skills and ability to prioritize tasks
• Emotional intelligence, empathy, and a willingness to listen, collaborate, and consider different perspectives
• A growth mindset and an interest in continually developing your technical knowledge and underwriting judgment

What success looks like

Within six months, you are a reliable underwriting partner who manages a portfolio of moderately complex commercial risks, delivers accurate, guideline-based decisions, and builds strong relationships with brokers and clients that support profitable growth.

• Assess and underwrite new and renewal business with increasing technical accuracy.
• Deliver competitive, well-structured pricing and policy terms within established guidelines and risk appetite.
• Build responsive, credible relationships with brokers and clients, developing confidence in your guidance.
• Collaborate effectively with claims and actuarial teams to support informed decisions.
• Manage priorities and deadlines in a fast-paced environment.
• Demonstrate continued growth in underwriting judgment and expand ability to handle more complex risks over time.

How Millennium takes care of it's people

We know that a positive employee experience goes beyond the work itself. At Millennium Insurance, we want our people to feel supported, appreciated, and equipped to build fulfilling careers. As part of the Wheaton Group of Companies, we are proud to foster a culture rooted in empathy, curiosity, innovation, and excellence. We value people who care about others, embrace new ideas, challenge themselves to keep learning, and strive to make a meaningful difference in the work they do. Millennium is proud to be Great Place to Work Certified for creating an outstanding employee experience and an amazing workplace culture. Some of the amazing benefits our employees have access to include:

• Generous Paid Time Off Program
• Group Retirement Savings Plan with Employer Match
• Flexible work options available
• Fitness Subsidy
• Training & Professional Development Assistance
• Health, Dental and Insured Benefit Offerings
• Health and Lifestyle Spending Account
• Employee Discount Programs

About Millennium Insurance

Millennium Insurance is a locally owned and operated property and casualty insurance company based in Sherwood Park, Alberta. As part of the Wheaton Group of Companies, we combine the strength of an established organization with the relationship-focused approach of a local insurer. We are passionate about providing relevant, competitively priced insurance products and industry-leading customer service. Our business lines include personal automobile, personal property, home warranty, commercial property, and commercial liability insurance. When you join Millennium, you’ll have the opportunity to make a meaningful contribution to a growing Alberta-based organization while developing your career alongside people who care about the work they do and the team they’re part of.

Ready to Grow with Us?

If you’re looking for an opportunity where you can contribute your experience, continue learning, and be part of a supportive team, we’d love to hear from you.

Visit our careers page at My Job Search (UltiPro) and apply today.

We thank all candidates for their interest but only candidates selected to advance in the hiring process will be contacted. Final candidates will be asked to undergo pre-employment backchecks, results of which must be satisfactory to Millennium.

Millennium is committed to fostering an inclusive, equitable and accessible workplace. If you require an accommodation or adjustment during the hiring process, please let us know when submitting your application or when we contact you about the opportunity.

Not the right fit for you right now? Stay connected with us on LinkedIn to learn about future opportunities at Millennium Insurance..