Log in Sign up free
Apply now

First seen by our source: 2 hours ago

Credit Risk Analyst

@ Grow Financial

View all jobs

Toronto, Ontario

Full-time
Apply now
SIGNALS

Overview

Grow Financial is hiring a Founding Credit Analyst in Toronto to underwrite SR&ED-backed loans to Canadian technology companies, run its loan platform and monitor the portfolio. The full-time role offers equity, a path to CEO within five years and hands-on training; no credit experience is required.

Responsibilities:

  • Underwrite SR&ED loans and write credit recommendations
  • Maintain loan management system, CRM and automated workflows
  • Monitor draws, repayments, CRA refunds and lien registrations
  • Serve as day-to-day contact for founders and CFOs
  • Find and automate manual processes

Requirements summary:

  • Comfortable reading income statements and balance sheets
  • Tech-forward and quick to learn new tools
  • Accurate, process-driven and detail-oriented
  • Clear communicator with founders and CFOs
  • Coding or automation experience an asset

Tools & skills

LovableSupabasen8nZohoCRMloan management system
Source and dates

Source type not verified · apify-linkedin

Employer posting date
Not provided
First seen by our source
2026-11-15
Source record updated
2026-11-15

These dates describe the source record, not a live verification that the employer is still hiring. Check the original posting.

Job details

SeniorityEntry level
DepartmentFinance & accounting
Hours per week40 (estimated)
Travelair: none · ground: none
Work settingOffice
PositionMostly sitting
Physical demandsphysical low · computer high
LanguagesEnglish
EducationBachelor’s degree (preferred)
Fields of studyCommerce, Finance, Engineering, Business administration
Perks mentionedStock or equity, Paid training

Summary and details written by AI from the posting; the employer’s posting is the authority.

Apply now

Grow Financial

View all jobs
FieldValue
Open jobs on Jobsy2
Job description

Company Description

Grow Financial lends to Canadian technology companies against their SR&ED tax credits, so founders can get cash months before CRA pays their refund. We provide $100K to $1M in non-dilutive financing to founder-led companies, mostly in software and hardware, and we run the business on our own tech platform. Our capital lets Canadian innovators keep hiring and building without giving up equity.

Role Description

Founding Credit Analyst · Toronto · Full-time

This is not a seat in a big bank’s analyst class. You’ll learn to underwrite SR&ED loans directly from the founder, help run the platform behind the business, and own client files from application to repayment. The role comes with equity and, for the right person, a real path to CEO within five years.

What you’ll do:

  • Underwrite SR&ED loans. Analyze financial statements, T2 returns, bank statements and SR&ED claims, and write clear credit recommendations.
  • Run the platform. Keep our loan management system, CRM and automated underwriting workflows accurate. You’ll work in Lovable, Supabase, n8n, Zoho and AI tools every day.
  • Monitor the portfolio. Track draws, compliance certificates, CRA refunds, lien registrations and repayments so nothing is missed.
  • Work with clients. Be the day-to-day contact for founders and CFOs: collect documents, answer questions and keep deals moving.
  • Improve how we work. Find manual steps and automate them.

What we offer:

  • Equity in the business
  • A real path to CEO within five years
  • Hands-on training in SR&ED lending from a founder with a long track record in Canadian SR&ED financing
  • Real responsibility from your first week, with exposure to credit, fund operations and fintech product
  • Compensation suited to an early-career role

Qualifications

  • You read an income statement and balance sheet comfortably and understand how they tie to cash
  • You’re tech forward: you pick up new tools quickly and enjoy building better workflows
  • You’re accurate and process-driven, and you catch what doesn’t reconcile
  • You communicate clearly and can talk to founders and CFOs with confidence
  • You’re intrinsically motivated and entrepreneurial, and you’d rather build something than maintain it
  • No credit experience required. We’ll train you.

Nice to have:

  • Some coding (Python, SQL or JavaScript) or experience with automation and no-code tools
  • An Ivey HBA, MBA, or a commerce, finance or engineering degree
  • Exposure to credit, accounting, SR&ED or startups

To apply, send your résumé and a few lines about something you built, automated or fixed to [email protected], or apply through LinkedIn.

Similar jobs

  • Credit Risk Analyst

    Burlington, ON
    Full Time

    CORE Capital Group

    1+ YOECandidates need a diploma or bachelor's degree in finance, commerce, accounting or economics, plus 1-3 years in commercial lending, credit or financial analysis. They need strong financial statement analysis, knowledge of lending structures and collateral, and good communication and priority management skills.

    Risk management, Financial statements, Cope with pressure

  • Credit Risk Analyst

    Toronto, ON
    Contract

    Mindlance

    5+ YOECandidates need 5+ years in financial services, a bachelor's degree in business, economics, finance or a related field, and working knowledge of OSFI's CAR guideline and the AIRB approach. Strong communication, project management and independent judgment are required.

    SAP

  • Senior Credit Risk Analyst

    Waterloo, ON
    On-site

    SPECTRAFORCE

    5+ YOECandidates need 5+ years of B2B credit experience, ideally in global software or high-tech, plus strong financial analysis skills. Proficiency in SAP, Salesforce and Microsoft Office is required, and a CCP or accounting designation is an asset.

    SAP, Salesforce, Microsoft Office

    Senior Credit Risk Analyst

    Waterloo, ON
    On-site

    SPECTRAFORCE

    5+ YOECandidates need 5+ years of B2B credit experience, ideally in global software or high-tech, with strong financial analysis and credit risk skills. A CCP or accounting designation, bilingual ability, and proficiency in SAP, Salesforce and Microsoft Office are assets.

    SAP, Salesforce, Microsoft Office

    Senior Credit Risk Analyst

    Waterloo, ON
    On-site

    SPECTRAFORCE

    5+ YOECandidates need 5+ years of B2B credit experience, ideally in global software or high-tech. They need strong financial analysis skills and proficiency in SAP, Salesforce and Microsoft Office. A CP or accounting designation and bilingual French/English are assets.

    SAP, Salesforce, Microsoft Office

  • Credit Risk Analyst

    Toronto, ON
    $73k–$89k/yrHybridFull Time

    Relay: Relay is a financial technology company and is not an FDIC-insured bank.

    Candidates need manual commercial credit underwriting experience at a corporate or commercial card issuer and strong financial statement analysis skills. Experience using AI and data tools to work faster is also needed, along with the ability to work well with sales.

    Heron, Snowflake

  • Credit Risk Analyst - French Speaking

    Toronto, ON

    Ebury

    Candidates need SME credit underwriting or financial analysis experience, a solid understanding of Canadian accounting principles, and knowledge of FX markets. They must communicate clearly in both English and French and work proficiently in Excel.

    Excel

Locations & environments

Locations

All of CanadaRemote · Hybrid · On-site · Field

Pro tip: add remote jobs to widen your search.

Exclude locations

Workplace type

Company jobs in these results

These are this company’s jobs loaded in your current search. The company may have more openings.