Posted 4 months ago
Senior Credit Underwriter
@ MCL Finance
Toronto, Ontario
Overview
Rook Bristol is hiring a Senior Underwriter in Miami or New York to take ownership of credit decisions on cross-border business lending deals. The role leads underwriting and deal sign-off up to set limits in GBP, AUD and CAD, reviews financials and bank data, and coaches junior underwriters.
Responsibilities:
- Lead underwriting and deal sign-off on deals up to set limits
- Analyse financials, bank data and open banking feeds
- Apply credit risk policies and structure offers
- Escalate edge cases and keep underwriting records current
- Coach junior underwriters and refine credit policy
Requirements summary:
- Deep underwriting capability across multiple jurisdictions
- Understanding of business cash flow statements
- Sound commercial judgement and a lender's instinct for risk
- Highly organised and resilient in a fast-paced environment
- Experience in unsecured short-term SME underwriting (bonus)
Tools & skills
Source and dates
Employer career site / ATS feed · bamboohr
- Employer posting date
- 2026-07-13
- First seen by our source
- 2026-10-08
- Source record updated
- 2026-10-09
These dates describe the source record, not a live verification that the employer is still hiring. Check the original posting.
Job details
| Seniority | Senior |
| Department | Finance & accounting |
| Hours per week | 40 (estimated) |
| Work setting | Office |
| Position | Mostly sitting |
| Physical demands | physical low · computer high |
| Languages | English |
Summary and details written by AI from the posting; the employer’s posting is the authority.
MCL Finance
Saved company profile
Historical company information from a saved The Jobs API profile (LinkedIn/Crunchbase fields). It is not live-verified; figures may have changed. Missing values remain unknown.
- People associated on LinkedIn
- 51
- Other recorded names
- mcl finance
| Field | Value |
|---|---|
| Industry | Financial Services |
| Headquarters | London |
| Open jobs on Jobsy | 1 |
| View page |
Senior Underwriter
Location: Miami or NY, United States
WHO IS ROOK BRISTOL
Rook Bristol is a cross-border lending group providing structured capital to high-growth businesses across the UK, United States, Canada and Australia. We originate, underwrite and deploy credit with precision - backing businesses that have been vetted, structured and approved through our servicing partners. Our edge is discipline: rigorous credit standards, clean structures and capital that performs.
We don't chase volume. We back quality.
OUR MISSION
To deploy institutional-grade capital into underserved lending markets - with the rigour of a credit investor and the speed of a modern lender.
Smarter Capital. Faster Decisions. Built for Business.
THE PERFECT FIT
We operate at the intersection of institutional lending and international finance. The standards are high and the work is consequential. If you are energised by complexity, precision and the discipline of cross-border credit operations, you will thrive here.
To succeed, you’ll need:
- Deep underwriting capability and the credibility to review files across multiple jurisdictions
- Understanding business cashflow statements and underwriting in the jurisdictions we’re live to
- Sound commercial judgement combined with a lender's instinct for risk
- Resilience and composure in a high-standards, fast-moving environment
THE ROLE
We’re looking for a sharp, decisive Senior Underwriter to take ownership of credit decisions across our deal flow. You’ll assess risk, structure approvals, and work closely with our network of brokers and service providers to approve good deals fast — and stop bad ones faster. This is a high-impact role where commercial instinct, precision, and pace are essential.
KEY RESPONSIBILITIES
- Lead underwriting and deal sign off on deals up to £1,000,000 (GBP), $1.5M (AUD) and $1M (CANADIAN)
- Analyse presented financials, bank data, and open banking feeds to assess creditworthiness as well as recommendations from our network of service providers
- Apply credit risk policies while spotting smart exceptions
- Structure offers that balance speed, risk, and commercial value
- Escalate and advise on edge cases and complex scenarios
- Ensure underwriting documentation and CRM accuracy is kept up to date by service providers
- Coach junior underwriters and support continuous credit policy refinement
What we’re looking for
- Highly organised — nothing gets missed, nothing gets dropped
- Thrives in fast-paced environments with multiple moving parts
- Clear, professional communicator with a commercial edge
- Self-starter who stays aligned with team goals
Bonus: Experience in unsecured, short term SME underwriting in a number of markets
Our Offer?
- A fast, focused environment where your impact is immediate
- Ownership over your work and a voice in how we improve
- Opportunities to grow with a company that’s scaling quickly
- A team that values clarity, pace, and practical thinking
- Competitive salary and path for progression
- A chance to contribute to a mission driven company
Think you’re a fit? Let’s talk.
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