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Posted 17 days ago

Senior Underwriter

@ Sun Life Assurance Company of Canada

Waterloo, ON · Toronto, ON

Full-time3+ years experience
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SIGNALS

Overview

Sun Life Assurance Company of Canada is hiring a Senior Underwriter for a full-time hybrid role that assesses medical, personal and financial information to decide eligibility for life and critical illness insurance applications. The role requires at least 3 years of individual life underwriting experience and existing signing authority. The posting offers flexible benefits, a pension plan, an annual bonus and paid vacation.

Responsibilities:

  • Assess medical, personal and financial information for life and critical illness applications
  • Assess and classify risk using underwriting guidelines
  • Communicate decisions to advisors and clients' physicians
  • Negotiate complex cases with reinsurers
  • Document decisions and rationale clearly

Requirements summary:

  • At least 3 years as an individual life insurance underwriter
  • Existing signing authority in life and critical illness insurance
  • Knowledge of medicine and risk factors
  • Strong analytical and negotiation skills
  • ALU certificate or commitment to obtain it
  • Bilingual French and English for Quebec roles

Tools & skills

Benefits mentioned

Health insuranceLife insuranceRetirement planParental leaveStock options
Source and dates

Employer career site / ATS feed · workday

Employer posting date
2026-10-20
First seen by our source
2026-10-21
Source record updated
2026-11-05

These dates describe the source record, not a live verification that the employer is still hiring. Check the original posting.

Job details

SenioritySenior
DepartmentBusiness operations
Experience3+ years
Hours per week40 (estimated)
Travelair: none · ground: none
Work settingHome, Office
PositionMostly sitting
Physical demandsphysical low · computer high
LanguagesEnglish, French
Licences & certificationsALU certificate, Signing authority in life and critical illness insurance
Perks mentionedGenerous paid time off, Flexible hours, Generous parental leave, Retirement plan, Performance bonus, Stock or equity

Summary and details written by AI from the posting; the employer’s posting is the authority.

Sun Life Assurance Company of Canada

Saved company profile

Historical company information from a saved The Jobs API profile (LinkedIn/Crunchbase fields). It is not live-verified; figures may have changed. Missing values remain unknown.

Full company description

Sun Life is a leading financial services organization dedicated to helping people achieve lifetime financial security and live healthier lives. We provide a wide range of insurance and investment products and services in key markets around the world including Canada, the United States, the United Kingdom, Hong Kong, the Philippines and Indonesia. At Sun Life, we have more than 34,000 employees and 112,900 advisors worldwide. Websites: Canada www.sunlife.ca/en/ US www.sunlife.com/us/en/ Vietnam www.sunlife.com.vn Hong Kong www.sunlife.com.hk Indonesia www.sunlife.co.id Malaysia www.sunlife.com.my Philippines www.sunlife.com.ph

LinkedIn followers
513,664
People associated on LinkedIn
38,498
Reported office locations
  • 18 Hung Luen Road, Hong Kong, HK
  • 2323 Grand Blvd, Kansas City, MO 64108, US
  • 1 Sun Life Park, Wellesley Hills, MA 02481, US
  • 5455 Avenue de Gaspe, Montreal, QC H2T 3B3, CA
  • 5 Công trường Mê Linh, Ho Chi Minh, Vietnam, Ho Chi Minh City 71006, VN
  • One Raffles Quay, Singapore, SG
  • 5th Avenue cor. Rizal Drive, Metro Manila, PH
  • Kuala Lumpur, MY
  • Jakarta, ID
Business categories
  • Finance
  • Service Industry
  • Health Care
  • Life Insurance
  • Asset Management
  • Insurance
  • FinTech
  • Financial Services
  • Commercial Insurance
Other recorded names
  • Sun Life Assurance Company of Canada
  • Sun Life du Canada
  • Sun Life
Profile identifies a recruitment agency
No
Reported total investment
1,048,785,173

Currency and observation date were not supplied; this is not a current valuation or a funding round.

Sun Life is a leading financial services organization dedicated to helping people achieve lifetime financial security and live healthier lives. We provide a wide range of insurance and investment products and services in key markets around the world including Canada, the United States, the United Kingdom, Hong Kong, the Philippines and Indonesia. At Sun Life, we have more than 34,000 employees and 112,900 advisors…

FieldValue
IndustryFinancial Services
Company size10,001+ employees
Organization typePublic Company
Open jobs on Jobsy173
LinkedInView page
Job description

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do.


At Sun Life, we're driven by our Purpose: helping our Clients achieve lifetime financial security and live healthier lives. Our values shape how we work: caring, authentic, bold, inspiring, and impactful.


When you join Sun Life, you'll work with passionate colleagues and empowering leaders who support your growth and celebrate your contributions, so you can make a meaningful difference in our Clients' lives.


Discover how you can make a difference in the lives of individuals, families and communities around the world.


Job Description:


Location: Hybrid, Work from Home

As a Senior Underwriter, you will join one of Canada’s largest insurers. We are recognized not only for our strength in the market, but also for our commitment to our employees. We offer various paths for advancement, including individual life insurance, health insurance, risk management, people management, innovation, and field sales. In addition, we have a strong mentorship program so you can learn from other experienced underwriters.


If you’re ready to take the next step in your career journey, while being supported in an environment that values it’s people, their ambitions, and expertise, this is where you belong.


Life is brighter under the sun


By joining our team at Sun Life, you can expect:

  • A hybrid work environment, offering you the best of in-office collaboration and the flexibility of working from home
  • Flexible benefits from your first day, meeting your needs and those of your loved ones
  • Our share ownership program and pension plan give you the opportunity to invest in Sun Life through company matching contribution opportunities
  • An annual bonus based on company performance and individual performance
  • Paid vacation based on experience, 5 care days available to take care of yourself or others (e.g., your family or others you may support), and 10 personal sick days to support your well-being
  • Our unique sabbatical program gives you the opportunity to take up to 6 weeks of leave every 5 years
  • An investment in non-profit organizations that matter to you
  • A maternity/paternity leave salary top-up program so you can focus on your growing family

What will you do?

  • Analyze medical, personal, and financial information to assess eligibility for life insurance and critical illness insurance applications, relying on quantitative and qualitative data to make informed decisions
  • Assess and classify risk using underwriting guidelines and your professional judgment; obtain additional information (e.g., medical evidence) or refer files as needed
  • Make timely and well-founded decisions within your authority and submit files that exceed those limits for co-signature
  • Collaborate with reinsurers to negotiate the best possible outcomes for complex or adverse decisions
  • Engage internal partners, business leaders, and advisors to deliver an advisor- and client-focused experience grounded in expertise, empathy, and trust
  • Communicate decisions clearly and confidently to advisors and, when necessary, to clients’ physicians — explaining the rationale in a respectful, transparent, and easy-to-understand way
  • Respond to inquiries from advisors and managing general agents while protecting confidentiality
  • Document decisions and related rationales, ensuring notes are clear and concise and demonstrate a thoughtful assessment of risk
  • Promote continuous improvement by identifying opportunities to improve underwriting quality, efficiency, and consistency. Also contribute ideas that support innovation, automation, and better outcomes for clients, advisors, and Sun Life
  • Maintain strong medical knowledge and stay current on underwriting approaches, trends, and risk factors

What do you need to succeed?

  • At least 3 years of experience as an individual life insurance underwriter
  • Existing signing authority in life insurance and critical illness insurance
  • Analytical skills, judgment, problem solving, and decision making
  • Influencing and negotiation skills
  • Knowledge of medicine and risk factors
  • Service-oriented attitude and interpersonal skills allowing you to work collaboratively with our internal and external partners
  • Demonstrated ability to meet tight deadlines and work under pressure while prioritizing multiple tasks
  • Specialized training: ALU certificate (or commitment to obtain it), with the goal of obtaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations
  • As this position is posted in several locations, we specify that bilingualism (French, English, both oral and written) is required for Quebec only for the frequent interactions with English and French-speaking colleagues or internal partners across Canada or worldwide


When a new position becomes available which matches your background and experience, the base pay range will be disclosed and correspond to the opportunity Sun Life will consider you for.


In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.


Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.


Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may e-mail a request to [email protected].


We are proud to be a hybrid organization that offers our employees the choice and flexibility to work from both the office and virtually based on the needs of the business, our Clients and you.


We may use artificial intelligence to support candidate sourcing, screening, interview scheduling.


We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.


Job Category:

Underwriting - Individual

Posting End Date:

18/11/2026

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