Posted 6 days ago
Credit Analyst
@ NATIONAL BANK OF CANADA
Toronto, Ontario
Overview
National Bank of Canada is hiring a Credit Analyst for its Equipment Finance team to assess borrower risk and recommend financing for Canadian businesses. The role is full-time, reports to a Credit Manager, and includes flexible work arrangements and a benefits package.
Responsibilities:
- Analyze financial information and credit applications to assess borrower risk
- Structure and recommend financing solutions aligned with client needs
- Collaborate with Sales and Relationship Managers on credit decisions
- Approve transactions within delegated authority and prepare complex recommendations
- Monitor portfolio quality and contribute to annual reviews
Requirements summary:
- Diploma or bachelor's degree in finance, commerce, accounting or economics
- 1-3 years of commercial lending or financial analysis experience
- Strong financial statement analysis and credit risk assessment
- Knowledge of commercial lending structures and collateral security
- CFA designation or progress toward it is an asset
Source and dates
Source type not verified · apify-linkedin
- Employer posting date
- 2026-11-07
- First seen by our source
- 2026-11-14
- Source record updated
- 2026-11-14
These dates describe the source record, not a live verification that the employer is still hiring. Check the original posting.
Job details
| Seniority | Entry level |
| Department | Finance & accounting |
| Experience | 1+ years |
| Hours per week | 40 (estimated) |
| Travel | air: none · ground: none |
| Work setting | Office |
| Position | Mostly sitting |
| Physical demands | physical low · computer high |
| Languages | English |
| Licences & certifications | CFA |
| Education | College diploma (preferred), Bachelor’s degree (required) |
| Fields of study | Finance, Commerce, Accounting, Economics |
| Perks mentioned | Flexible hours, Retirement plan, Stock or equity, Wellness |
Summary and details written by AI from the posting; the employer’s posting is the authority.
NATIONAL BANK OF CANADA
Saved company profile
Historical company information from a saved The Jobs API profile (LinkedIn/Crunchbase fields). It is not live-verified; figures may have changed. Missing values remain unknown.
Full company description
At National Bank, we believe in the potential of each individual, and that even the smallest gestures can make a big difference. When we help others accomplish their projects, we help empower them and the community at large. We try to make a difference through innovation, but above all, by putting people first. By taking the time to listen and letting our actions speak for themselves. By remaining bold and passionate. By developing lasting relationships as partners and allies. Together we can achieve great things and create a positive impact. Want to learn more about us? For advice on your personal finances, visit: nbc.ca/advice For advice on your business, visit: nbc.ca/business For career opportunities, visit: jobs.nbc.ca For all the latest news, visit: nbc.ca/news By clicking "Follow" above, you may receive communications from National Bank, either in your LinkedIn inbox or by other means via LinkedIn, about products and services that could interest you. Learn more at: www.nbc.ca/socialnetworks.
- LinkedIn followers
- 293,456
- People associated on LinkedIn
- 18,893
- Reported office locations
- 800 Rue Saint-Jacques, Montreal, Quebec H3C 1A3, CA
- Business categories
- Wealth Management
- Finance
- Digital Marketing
- Banking
- Fraud Detection
- Personal Finance
- Insurance
- FinTech
- Financial Services
- Customer Service
- Other recorded names
- National Bank of Canada
- NATIONAL
- Specialties
- Bancaire
- Investissement
- Courtage
- Assurance
- Technologie de l'information
- Données
- Conformité
- Entreprise
- Hypothèque
- Service client
- Trésorerie
- Gestion privée
- Retraite
- Banking
- Finance
- Trading
- Mastercard
- Investment
- Insurance
- Trust
- Information technology
- Client data
- Compliance
- Commercial banking
- Mortgage
- Retirement
- Private banking
- Customer service
- and Treasury
- Profile identifies a recruitment agency
- No
- Reported total investment
- 0
Currency and observation date were not supplied; this is not a current valuation or a funding round.
At National Bank, we believe in the potential of each individual, and that even the smallest gestures can make a big difference. When we help others accomplish their projects, we help empower them and the community at large. We try to make a difference through innovation, but above all, by putting people first. By taking the time to listen and letting our actions speak for themselves. By remaining bold and…
| Field | Value |
|---|---|
| Industry | Banking |
| Company size | 10,001+ employees |
| Headquarters | Montreal, Quebec |
| Organization type | Public Company |
| Specialties | BancaireInvestissementCourtageAssuranceTechnologie de l'informationDonnéesConformitéEntrepriseHypothèqueService client |
| Open jobs on Jobsy | 499 |
| View page |
Being a Credit Analyst on the Equipment Finance team at National Bank means serving as a trusted risk expert and key partner to our sales and credit teams. In this role, you'll use your financial analysis, risk assessment, and decision-making skills to support Canadian businesses with financing solutions that help them grow and succeed.You'll play a critical role in balancing risk and reward by evaluating credit opportunities, structuring transactions, and providing sound recommendations that support profitable growth while protecting the Bank's interests.
Your role:
- Credit analysis. Risk management. Client support. Collaboration.
- Analyze financial information, credit applications, and supporting documentation to assess borrower risk and repayment capacity.
- Structure and recommend financing solutions that align with client needs and the Bank's risk appetite.
- Collaborate with Sales, Relationship Managers, and Credit colleagues to support timely and informed credit decisions.
- Approve transactions within delegated lending authority and prepare recommendations for more complex credit requests.
- Identify key risks, mitigating factors, collateral considerations, and policy exceptions.
- Monitor portfolio quality and contribute to annual reviews, risk assessments, and corrective action plans where required.
- Ensure compliance with internal policies, procedures, and regulatory requirements.
Within Equipment Finance, you'll be part of a collaborative credit team and report to a Credit Manager. Our team is recognized for its strong credit expertise, commitment to sound risk management, and focus on delivering exceptional client service.
We offer a flexible work environment, opportunities for professional development, and ongoing support through coaching, mentoring, and training programs designed to help you grow your career.
Prerequisites
- Diploma or Bachelor's degree in Finance, Commerce, Accounting, Economics, or a related field.
- 1-3 years of experience in commercial lending, credit adjudication, banking, or financial analysis.
- Chartered Financial Analyst (CFA) designation, or progress toward obtaining the designation, is considered an asset.
- Strong understanding of financial statement analysis and credit risk assessment.
- Knowledge of commercial lending structures, collateral security, and credit documentation.
- Excellent analytical, communication, and decision-making skills.
- Ability to manage competing priorities in a fast-paced environment.
- Ability to work under pressure with tight deliverables
- Sense of analysis and synthesis, sense of initiative,
- Excellent priority management and autonomy of execution
- Strong interpersonal skills, ease in communicating effectively with partners
Required skills: Artificial Intelligence, Communication, Credit Underwriting, Diversity & Inclusion, Financial Analysis, Initiative, Learning Agility, Resiliency, Teamwork
Your benefits
In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:
* Health and wellness program, including many options
* Flexible group insurance
* Generous pension plan
* Employee Share Ownership Plan
* Employee and family assistance program
* Preferential banking services
* Involvement in community initiatives
* Telemedicine service
* Virtual sleep clinic
We have an offer that keeps up with trends as well as your needs and those of your family.
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.
Making a bold move in a people-first environment
We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.
We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?
Join us!
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