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Posted 15 days ago

Senior Business Analyst, Loan Servicing Technology

@ Bank of Montreal

Toronto, Ontario

Full-time4+ years experience
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SIGNALS

Overview

Bank of Montreal is hiring a Senior Business Analyst for Loan Servicing Technology with a focus on AI-enabled delivery. The role bridges business needs, technology solutions and Generative AI tools across the SDLC, including requirements, documentation, testing support and stakeholder facilitation. It is a full-time hybrid role, two to three days per week in office, with a salary range of $55,500 to $120,000.

Responsibilities:

  • Elicit, analyze and document business requirements
  • Write user stories, process flows and acceptance criteria
  • Facilitate workshops and stakeholder interviews
  • Support UAT, SIT and end-to-end testing
  • Use Generative AI tools to accelerate analysis and documentation

Requirements summary:

  • 4-6 years of business analysis experience in financial services or large enterprises
  • 2-3 years using AI-enabled and Generative AI tools
  • Knowledge of SDLC and PDLC
  • Experience with Waterfall, Agile or hybrid delivery
  • Understanding of REST/SOAP APIs and AWS services
  • LoanIQ or loan servicing systems knowledge preferred

Tools & skills

Benefits mentioned

Health insuranceLife insuranceRetirement planTuition support
Source and dates

Employer career site / ATS feed · workday

Employer posting date
2026-10-28
First seen by our source
2026-10-29
Source record updated
2026-11-12

These dates describe the source record, not a live verification that the employer is still hiring. Check the original posting.

Job details

SenioritySenior
DepartmentBusiness operations
Experience4+ years
Hours per week40 (estimated)
Travelair: none · ground: none
Work settingOffice
PositionMostly sitting
Physical demandsphysical low · computer high
LanguagesEnglish
EducationBachelor’s degree (required)
Fields of studyBusiness, Information Technology, Computer Science, Engineering
Perks mentionedRetirement plan, Tuition support, Performance bonus

Summary and details written by AI from the posting; the employer’s posting is the authority.

Bank of Montreal

Saved company profile

Historical company information from a saved The Jobs API profile (LinkedIn/Crunchbase fields). It is not live-verified; figures may have changed. Missing values remain unknown.

Full company description

We’re a bank, but there’s more to it than that. ​ When you join BMO, it opens a world of opportunities. This is a team that's committed to helping you succeed – personally and professionally. Because at BMO, when you grow, we grow. ​ You know your worth and so do we. That’s why we offer the right mix of learning programs, on-the-job experiences, and opportunities to build personal and professional connections – so you can build a meaningful career and thrive as a part of a winning culture.  ​ Sound like your kind of place? Then we should be co-workers.

LinkedIn followers
529,147
People associated on LinkedIn
59,168
Reported office locations
  • First Canadian Place, 100 King Street, Toronto, ON M5X 1A1, CA
  • 111 W Monroe St, Chicago, IL 60603, US
Business categories
  • Wealth Management
  • Finance
  • Banking
  • Financial Services
  • Crowdfunding
Other recorded names
  • Bank of Montreal
  • BMO
Specialties
  • Personal Banking
  • Commercial Banking
  • Wealth Management
  • Capital Markets
  • and Asset Management
Profile identifies a recruitment agency
No
Reported total investment
8,114,072,573

Currency and observation date were not supplied; this is not a current valuation or a funding round.

We’re a bank, but there’s more to it than that. ​ When you join BMO, it opens a world of opportunities. This is a team that's committed to helping you succeed – personally and professionally. Because at BMO, when you grow, we grow. ​ You know your worth and so do we. That’s why we offer the right mix of learning programs, on-the-job experiences, and opportunities to build personal and professional connections – so…

FieldValue
IndustryFinancial Services
Company size10,001+ employees
HeadquartersToronto, ON
Organization typePublic Company
SpecialtiesPersonal BankingCommercial BankingWealth ManagementCapital Marketsand Asset Management
Open jobs on Jobsy1,091
LinkedInView page
Job description

Application Deadline:

11/29/2026

Address:

100 King Street West

Job Family Group:

Technology


Job Description

Role Overview

As a Business Analyst, with a focus on AI-Enabled Delivery at BMO, you will play a critical role in bridging business needs, technology solutions, and emerging Artificial Intelligence (AI) capabilities. Working closely with business stakeholders, technology teams, product owners, architects, developers, and quality engineering teams, you will leverage both traditional business analysis practices and AI-powered tools to accelerate delivery, improve decision-making, enhance requirements quality, and optimize business outcomes.


This role extends beyond traditional business analysis by incorporating Generative AI (Gen AI) and AI-assisted delivery practices throughout the Software Development Life Cycle (SDLC). You will utilize AI to support requirements elicitation, process analysis, documentation creation, impact assessments, test case generation, knowledge management, user story development, solution validation, and delivery acceleration while ensuring responsible and secure AI usage.


The ideal candidate possesses strong business analysis skills, stakeholder management capabilities, and hands-on experience utilizing AI technologies and AI-assisted tools across multiple SDLC phases.

Key Responsibilities


  • Business Analysis & Solution Delivery
    • Elicit, analyze, validate, and document business requirements to support strategic technology initiatives.
    • Translate business needs into clear functional and non-functional requirements, user stories, process flows, and acceptance criteria.
    • Collaborate with business and technology stakeholders to ensure solutions align with business objectives and expected outcomes.
    • Conduct current-state and future-state assessments and identify opportunities for business process optimization.
    • Perform gap analysis, impact assessments, root cause analysis, and feasibility studies.
    • Support teams throughout the delivery lifecycle, ensuring requirements remain aligned with evolving business priorities.
    • Facilitate workshops, stakeholder interviews, and requirements discovery sessions.
    • Build and maintain project artifacts including business requirements documents, user stories, workflow diagrams, process maps, and operational procedures.
    • Support User Acceptance Testing (UAT), System Integration Testing (SIT), and End-to-End testing activities.

  • AI-Enabled Business Analysis
    • Leverage Generative AI tools to accelerate requirements gathering, analysis, documentation, and stakeholder communications.
    • Utilize AI-assisted platforms such as Microsoft Copilot or equivalent enterprise AI tools.
    • Apply prompt engineering techniques to improve quality, consistency, and completeness of business analysis deliverables.
    • Partner with delivery teams to identify opportunities for AI-driven process improvements and business efficiencies.
    • Evaluate AI-generated outputs for accuracy, compliance, traceability, security, and business relevance before adoption.
    • Contribute to AI-enabled delivery practices and continuous improvement initiatives across the organization.
    • Support AI adoption by educating stakeholders on practical business use cases and responsible AI practices.

Required Capabilities


  • Business Analysis & Solution Delivery
    • Elicit, analyze, validate, and document business requirements to support strategic technology initiatives.
    • Translate business needs into clear functional and non-functional requirements, user stories, process flows, and acceptance criteria.
    • Collaborate with business and technology stakeholders to ensure solutions align with business objectives and expected outcomes.
    • Conduct current-state and future-state assessments and identify opportunities for business process optimization.
    • Perform gap analysis, impact assessments, root cause analysis, and feasibility studies.
    • Support teams throughout the delivery lifecycle, ensuring requirements remain aligned with evolving business priorities.
    • Facilitate workshops, stakeholder interviews, and requirements discovery sessions.
    • Build and maintain project artifacts including business requirements documents, user stories, workflow diagrams, process maps, and operational procedures.
    • Support User Acceptance Testing (UAT), System Integration Testing (SIT), and End-to-End testing activities.

  • AI-Enabled Business Analysis
    • Leverage Generative AI tools to accelerate requirements gathering, analysis, documentation, and stakeholder communications.
    • Utilize AI-assisted platforms such as Microsoft Copilot or equivalent enterprise AI tools.
    • Apply prompt engineering techniques to improve quality, consistency, and completeness of business analysis deliverables.
    • Partner with delivery teams to identify opportunities for AI-driven process improvements and business efficiencies.
    • Evaluate AI-generated outputs for accuracy, compliance, traceability, security, and business relevance before adoption.
    • Contribute to AI-enabled delivery practices and continuous improvement initiatives across the organization.
    • Support AI adoption by educating stakeholders on practical business use cases and responsible AI practices.

Qualifications & Experience

  • 4-6 years of Business Analysis experience in financial services, technology, or large enterprise environments.
  • Minimum 2-3 years of practical experience using AI-enabled solutions and Generative AI tools in business analysis or delivery roles.
  • Experience supporting Waterfall, Agile, or Hybrid delivery methodologies.
  • Knowledge of Financial Services/Banking systems (e.g., loan servicing systems, financial products) (LoanIQ Preferred)
  • Strong understanding of the Software Development Life Cycle (SDLC) and Product Development Life Cycle (PDLC).
  • API Integration & understanding of services (REST/SOAP)
  • System architecture concepts & data flow mapping
  • Understanding of core AWS services (EC2, S3, RDS, Lambda, VPC)
  • Experience working with cross-functional teams including Product Owners, Architects, Developers, QA teams, and business stakeholders.
  • Proven track record of requirements management, stakeholder engagement, process analysis, and solution delivery.
  • Experience facilitating workshops and managing multiple stakeholders across varying levels of the organization.
  • Post-secondary degree in Business, Information Technology, Computer Science, Engineering, or a related field, or equivalent practical experience.

Technical Skills


Business Analysis

  • Requirements Elicitation & Analysis
  • Functional & Non-Functional Requirements
  • Process Mapping & Workflow Design
  • Impact Analysis
  • Business Process Reengineering
  • Stakeholder Analysis & Management
  • Business Architecture Frameworks
  • UAT Coordination & Support

Data & Reporting

  • Data Analysis
  • SQL and Data Querying (preferred)
  • Dashboard & Reporting Tools (Power BI preferred)
  • Data Visualization & Insights Development
  • Data-Driven Decision Making
  • Analytical & Problem-Solving Skills

AI & Digital Enablement

  • Microsoft 365 Copilot or equivalent enterprise AI tools.
  • Strong Prompt Engineering
  • AI-Assisted Documentation & Analysis
  • AI-Powered Testing & Quality Practices
  • Responsible AI Governance & Compliance
  • AI Productivity & Automation Tools

Delivery & Collaboration

  • Waterfall, Agile, & Hybrid Delivery & Development
  • Jira, & Confluence or similar enterprise management platforms
  • Process Optimization & Continuous Improvement
  • Verbal & Written Communication
  • Collaboration & Teamwork

Work Model

  • Hybrid – 2–3 days per week in office

Salary:

$55,500.00 - $120,000.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

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