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Group Underwriter

@ Equitable CA

Waterloo, Ontario

2+ years experience
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SIGNALS

Overview

Equitable is hiring a Group Underwriter in Waterloo, ON for a permanent full-time hybrid role. The underwriter assesses and prices group benefits risk, sets final rates and negotiates them with account teams. The posting requires 2-3 years of group benefits experience, strong math and negotiation skills, and a background screen.

Responsibilities:

  • Underwrite group benefits requests and existing cases
  • Screen requests and assess risk
  • Set final rates through experience rating
  • Negotiate final rates with account executives and advisors
  • Decide on special rate reviews and communicate outcomes

Requirements summary:

  • 2-3 years of group benefits experience
  • Good knowledge of group plans
  • Strong mathematical ability
  • Good negotiation and communication skills
  • Interest in CEBS examinations (preferred)
  • Bilingual French and English (preferred)

Tools & skills

Benefits mentioned

Retirement planPaid time offWellness
Source and dates

Employer career site / ATS feed · dayforce-feed

Employer posting date
2026-09-27
First seen by our source
2026-10-13
Source record updated
2026-10-13

These dates describe the source record, not a live verification that the employer is still hiring. Check the original posting.

Job details

SeniorityMid level
DepartmentBusiness operations
Experience2+ years
Hours per week40 (estimated)
Travelair: none · ground: none
Work settingOffice
PositionMostly sitting
Physical demandsphysical low · computer high
LanguagesEnglish, French
Background checkscriminal record
Perks mentionedGenerous paid time off, Retirement plan, Performance bonus

Summary and details written by AI from the posting; the employer’s posting is the authority.

Equitable CA

FieldValue
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Job description

At Equitable, we believe work should be a place where you feel supported, inspired, and empowered to grow. In our caring and collaborative environment, your curiosity is encouraged, your passion is recognized, and your contributions truly matter. Together, we create meaningful impact, for our clients, our communities, and each other.



The Opportunity: At Equitable, we believe great things happen when we work together. We’re a Canadian mutual company driven by purpose - putting people first and helping Canadians protect today and prepare for tomorrow. If you’re passionate about making a difference and growing your career in an inclusive and collaborative environment, we’d love to hear from you. Our culture is built on care, passion and curiosity. We put people above all else, strive to be our best and welcome new ideas to deliver positive outcomes.

We are looking for a Group Underwriter to join our Underwriting team! Join one of the Waterloo Area’s Top Employers for 2025 and Southwestern Ontario’s Top Employers for 2024 and be part of something that matters.

Work Arrangements: This is a hybrid role. You will work in our office in Waterloo, ON a minimum of two (2) assigned, consecutive days every other week, plus a fifth (5th) assigned day per month. You are welcome to work from the office more than the minimum requirement and there may be some roles that are required to work in our office more than the minimum requirement.

What you’ll do:

  • Underwrite group benefits requests and existing case business
  • Screen group requests to request missing information, clarify specifications and assess the risk involved to select quality business
  • Set final rates through experience rating and considering all other characteristics of the risk
  • Negotiate final rates with Group Account Executives and Advisors
  • Take appropriate action on requests for special rate reviews, and effectively communicate final decisions
  • Work closely with the Group Underwriting Assistant, ensuring you have a good understanding of the assistant role and providing coverage as needed


What you’ll bring:

  • Good knowledge of group plans acquired through a minimum of 2 – 3 years of group benefits experience
  • Deductive reasoning, problem solving ability and flexibility of decision making
  • Good interpersonal skills
  • Enthusiasm with an interest in working in a changing environment
  • Good verbal and written communication skills as well as negotiation skills
  • Good organizational and time management abilities
  • Strong mathematical ability
  • Interest in completing Certified Employee Benefit Specialist (CEBS examinations particularly those pertaining to Group Benefits)
  • Bilingual in French and English, spoken and written is preferred

What’s in it for you:

  • Career Growth: Regular learning sessions and development opportunities
  • Total Rewards: Incentive pay, annual salary reviews, employer-paid benefits and pension matching
  • Time Away: Competitive vacation plus one paid volunteer day each year
  • Flexibility: Healthy work-life balance with employee wellness always top of mind, complemented by a “dress for your day” approach.

At Equitable, we’re committed to fair pay and an inclusive, accessible hiring experience. If you need accommodations or alternative formats at any stage, just reach out to us at [email protected]. We’re happy to help.

Your base pay will be based on your skills, qualifications, experience and education. In addition to your salary, this role is eligible for a discretionary annual incentive award tied to business performance, plus a wide range of competitive benefits.

If you’re selected to move forward, our Talent Acquisition team will walk you through all the details of our total rewards program, so you know exactly what’s included.

Reports To: Manager, Group Underwriting

Department: Group Underwriting

Term: Permanent Full-Time



This position is open and we are excited to find the right person to join our team.

As part of the recruitment process, you will need to go through background screening, as per our company policy.

#LI-Hybrid

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