Merchant KYB Analyst

Our client is seeking a Merchant KYB Analyst to support enhanced due diligence activities and ongoing risk reviews for high-risk merchant relationships. This role is critical in ensuring risk exposure is properly assessed, monitored, and managed throughout the merchant lifecycle.

Responsibilities:

• Conduct enhanced due diligence reviews for high-risk merchants and operators during onboarding, validating risk factors and supporting risk classification decisions
• Perform ongoing monitoring of merchant relationships, identifying changes in ownership, business activity, or transaction patterns that may impact risk ratings
• Manage periodic risk-based reviews to ensure high-risk accounts remain current and compliant with internal requirements
• Maintain detailed, audit-ready documentation of due diligence findings, assessments, and review outcomes
• Escalate merchants with increasing risk concerns and provide recommendations regarding continued relationships, enhanced controls, or offboarding actions
• Serve as a key point of contact for internal teams regarding high-risk merchant matters and risk-related inquiries
• Review complex ownership structures, licensing information, and supporting documentation across multiple jurisdictions
• Support ongoing improvements to merchant risk management and compliance practices

WHY THIS ROLE?

This is an exciting opportunity to join a fast-paced and highly regulated environment where your expertise will directly contribute to protecting the integrity of the business. You'll work with complex merchant relationships, gain exposure to evolving compliance and risk challenges, and play a meaningful role in key decision-making processes. The organization offers a collaborative culture, opportunities for professional development, and exposure to diverse domestic and international operations. Along with a competitive salary and comprehensive benefits package, you'll have the chance to further develop your compliance and risk management expertise. If you're looking for a career where your analytical skills and due diligence experience can make a real impact, apply today.

WHAT WE’RE LOOKING FOR:

Top Skills & Qualifications:

• 3-5 years of experience in KYB, KYC, enhanced due diligence, merchant underwriting, or compliance-related roles
• Experience assessing higher-risk merchants within payments, money services, fintech, iGaming, or similarly regulated industries
• Strong ability to evaluate beneficial ownership structures, corporate records, licensing documentation, and complex business relationships
• Knowledge of merchant onboarding, ongoing monitoring, and risk-based review processes
• Exceptional documentation and report-writing skills with a focus on audit readiness and regulatory compliance
• Strong analytical and investigative abilities with sound risk assessment judgment
• Excellent communication and stakeholder management skills when working with cross-functional teams
• CAMS certification or a recognized KYC-focused designation is required

If you're passionate about risk management, due diligence, and compliance excellence, this is an outstanding opportunity to advance your career with a growing organization. Apply now - Click the link quoting job reference number 05000-0013532293. Robert Half would like to thank all applicants for their expressed interest however, only those candidates identified for interview will be contacted. The job you want is just an app away. Whether remote or on-site, search for a job you’ll love with the Robert Half app. Download on the App Store or get it on Google Play.