EarnIn lets you access your money as you earn it — not days or weeks later. We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms. EarnIn’s pioneering Earned…
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Money at the speed of you.
Full company description
EarnIn lets you access your money as you earn it — not days or weeks later.
We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms.
EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means:
- 49% can now cover an unexpected expense of $400 since using EarnIn
- 73% can budget more effectively with EarnIn
- 66% have been able to pay bills on time with EarnIn’s help
We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow.
Join us.
EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.
LinkedIn followers
187,354
People associated on LinkedIn
550
Reported office locations
391 San Antonio Rd, Mountain View, California 94040, US
6281 Tri Ridge Blvd, Loveland, Ohio 45140, US
Business categories
Employee Benefits
FinTech
Financial Services
Credit
Mobile Payments
Other recorded names
EarnIn
Specialties
mobile payments
financial services
Fintech
payroll
financial health
financial wellness
earned wage access
same-day pay
and on-demand pay
Profile identifies a recruitment agency
No
Reported total investment
415,099,999
Currency and observation date were not supplied; this is not a current valuation or a funding round.
EarnIn: EarnIn is a financial technology company, not a bank.
8+ YOECandidates need 8+ years of software engineering experience with Staff or Senior Staff leadership, and a record as lead architect of large distributed systems. Payments, banking or card domain experience, knowledge of card network requirements, and experience with high-availability backend systems are strongly preferred.
EarnIn: EarnIn is a financial technology company, not a bank.
4+ YOEEarnIn needs candidates with 4+ years of backend engineering experience, proficiency in a modern language, and hands-on use of Cursor and Claude. Strong product sense, ownership of production services and experience with SQL, NoSQL and messaging systems are also required.